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Startling Urbana, MD Home Insurance Rates Study

This startling study about Urbana, Maryland Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Urbana, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Urbana, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Urbana 4 Beds, 3 Baths, 3010 sqft $592,000 $122
Libertytown 4 Beds, 1 Bath, 2,840 sqft $607,000 $210
Union Bridge 4 Beds, 1 Bath, 2,610 sqft $552,000 $222
Bethesda 5 Beds, 4 Baths, 2,190 sqft $531,000 $143
Arendtsville, PA 3 Beds, 2 Baths, 1,210 sqft $187,000 $78
Hamilton, PA 4 Beds, 3 Baths, 1,710 sqft $231,000 $115
Wayne Heights, PA 3 Beds, 2 Baths, 1,390 sqft $273,000 $43
Charlton 5 Beds, 3 Baths, 4,710 sqft $864,000 $405
Mount Lena 5 Beds, 1 Bath, 4,720 sqft $702,000 $192
Gaithersburg 5 Beds, 4 Baths, 2,010 sqft $394,000 $173
George Mason, VA 3 Beds, 1 Bath, 1,380 sqft $210,000 $114
Woodlawn, VA 4 Beds, 3 Baths, 1,720 sqft $427,000 $142
Langley Park 3 Beds, 1 Bath, 2,310 sqft $481,000 $149
Shenandoah Retreat, VA 3 Beds, 2 Baths, 2,010 sqft $369,000 $154
Potomac, WV 4 Beds, 1 Bath, 2,080 sqft $387,000 $86
Chewsville 3 Beds, 1 Bath, 1,790 sqft $259,000 $134
Hanover, PA 5 Beds, 4 Baths, 1,870 sqft $441,000 $174
Gainesville, VA 4 Beds, 2 Baths, 1,620 sqft $323,000 $152
Paramount-Long Meadow 4 Beds, 3 Baths, 1,750 sqft $274,000 $136
Coral Hills 5 Beds, 3 Baths, 4,530 sqft $1,320,000 $359
Summerfield 5 Beds, 2 Baths, 2,640 sqft $624,000 $144

If your Urbana, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Urbana:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
WIND $1,500
WATER DAMAGE $6,500

Your Urbana, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: Homestead Ins Agy Grp Inc, 1602 village market blvd se ste 280, Leesburg, VA, 20175 (703) 873-7174
  • Liberty Mutual Independent: Capitol Benefits Llc, 220 main st 2nd fl, Gaithersburg, MD, 20878 (301) 670-3891
  • Travelers: General Insurance Agency Inc, 751 rockville pike ste 6b, Rockville, MD, 20852 301-762-8087
  • Farmers: Patrick Chase, 1780 n market st ste e, Frederick, MD, 21701 (301) 620-7771
  • Liberty Mutual: Christopher D. Wiles, 800 king farm blvd ste 105, Rockville, MD, 20850 1-301-881-9300

Your Background Impacts Your Home Insurance Quotes

Here is a list of Urbana, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score No Income 3 Pets, Smoker $560
Part Time Job 550-599 Credit Score $25 to 50,000 2 Pets, Smoker $630
Freelancer 700-749 Credit Score >$150,000 No Pets, Non-Smoker $260