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Reisterstown, MD Home Insurance Rates - What Affects It?

The issues listed mainly affect Reisterstown, Maryland Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Reisterstown, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Reisterstown, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Reisterstown 3 Beds, 1 Bath, 1980 sqft $233,000 $53
Kingstown 3 Beds, 2 Baths, 2,170 sqft $281,000 $106
New Salem, PA 3 Beds, 1 Bath, 1,490 sqft $252,000 $67
Washington, DC 3 Beds, 2 Baths, 1,550 sqft $262,000 $50
Taneytown 3 Beds, 2 Baths, 2,250 sqft $314,000 $145
Table Rock, PA 2 Beds, 1 Bath, 1,670 sqft $180,000 $72
Codorus, PA 4 Beds, 3 Baths, 2,000 sqft $255,000 $94
Edgewater 2 Beds, 1 Bath, 1,190 sqft $164,000 $34
Shiloh, PA 4 Beds, 1 Bath, 1,940 sqft $295,000 $63
Chester 2 Beds, 1 Bath, 1,540 sqft $297,000 $68
Loudoun Valley Estates, VA 2 Beds, 1 Bath, 1,750 sqft $223,000 $74
Dunn Loring, VA 4 Beds, 2 Baths, 2,000 sqft $166,000 $50
Idaville, PA 3 Beds, 1 Bath, 2,290 sqft $371,000 $99
Shrewsbury, PA 2 Beds, 1 Bath, 1,710 sqft $244,000 $92
Brooklyn Park 3 Beds, 2 Baths, 1,690 sqft $330,000 $72
Pleasant Hills 2 Beds, 1 Bath, 1,610 sqft $212,000 $129
Elkridge 3 Beds, 2 Baths, 1,700 sqft $235,000 $83
Yorklyn, PA 4 Beds, 2 Baths, 2,070 sqft $299,000 $72
Salunga, PA 4 Beds, 2 Baths, 2,890 sqft $492,000 $108
Lutherville 4 Beds, 2 Baths, 2,540 sqft $452,000 $115
McNair, VA 2 Beds, 1 Bath, 1,360 sqft $144,000 $53

If your Reisterstown, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Reisterstown:

Claim Typical Claim Amount
WATER DAMAGE $6,500
SMOKE $12,500
LIABILITY (ALL OTHER) $15,000

Your Reisterstown, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: Morris Insurance Srvs Inc, 5010 ritchie hwy, Brooklyn Park, MD, 21225 (410) 355-1010
  • Farmers: Ramona Jones-Mcclain, 606 main st, Reisterstown, MD, 21136 (443) 660-7131
  • Travelers: Mayer & Steinberg Inc, 104 church lane suite 300, Pikesville, MD, 21208 (443) 548-4062
  • Liberty Mutual Independent: Mcgowan & Company Inc, 10745 birmingham way, Woodstock, MD, 21163 (410) 461-8387
  • Liberty Mutual: Jodi Williams, 6760 alexander bell drive suite 250, Columbia, MD, 21046 1-410-872-1291

Your Background Impacts Your Home Insurance Quotes

Here is a list of Reisterstown, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score No Income 3 Pets, Smoker $640
Freelancer 550-599 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $410
Part Time Job 500-549 Credit Score <$25,000 2 Pets, Non-Smoker $640