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The issues listed mainly affect Washington County, Maryland Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Washington County, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Washington County, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Washington County 4 Beds, 2 Baths, 3180 sqft $270,000 $137
Urbana 4 Beds, 1 Bath, 2,840 sqft $410,000 $153
Breathedsville 2 Beds, 1 Bath, 1,800 sqft $225,000 $53
Mann, PA 3 Beds, 2 Baths, 2,230 sqft $221,000 $53
Shenandoah, VA 2 Beds, 1 Bath, 1,690 sqft $194,000 $86
West Manheim, PA 2 Beds, 1 Bath, 1,380 sqft $142,000 $68
Broad Run, VA 4 Beds, 1 Bath, 3,250 sqft $312,000 $93
Washington, PA 2 Beds, 1 Bath, 1,370 sqft $174,000 $85
Leitersburg 4 Beds, 1 Bath, 1,830 sqft $180,000 $104
Coalmont, PA 3 Beds, 1 Bath, 2,220 sqft $380,000 $130
Rohrersville 2 Beds, 1 Bath, 1,710 sqft $237,000 $123
Valley, WV 3 Beds, 1 Bath, 1,850 sqft $320,000 $122
Toboyne, PA 3 Beds, 2 Baths, 1,290 sqft $154,000 $42
Halfway 3 Beds, 1 Bath, 1,980 sqft $260,000 $75
Greencastle, PA 2 Beds, 1 Bath, 1,030 sqft $123,000 $48
Hamilton, VA 4 Beds, 1 Bath, 2,410 sqft $249,000 $74
Southampton, PA 4 Beds, 2 Baths, 2,470 sqft $348,000 $102
Snake Spring, PA 3 Beds, 2 Baths, 1,320 sqft $184,000 $69
Maugansville 4 Beds, 1 Bath, 1,850 sqft $278,000 $62
Todd, PA 3 Beds, 1 Bath, 2,250 sqft $271,000 $159
Cooke, PA 4 Beds, 2 Baths, 2,920 sqft $269,000 $81

If your Washington County, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Washington County:

Claim Typical Claim Amount
SMOKE $12,500
DAMAGE TO PROPERTY OF OTHERS $8,500
PHYSICAL DAMAGE $4,500

Your Washington County, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: Charles L Aikens, 121 warm springs avenue, Martinsburg, WV, 25404 (304) 263-2424
  • Farmers: Emily Keller, 120 e oak ridge dr ste 400, Hagerstown, MD, 21740 (240) 329-4366
  • Travelers: Bell Insurance Inc, 5900 ft loudon road, Mercersburg, PA, 17236 717-328-2523
  • Liberty Mutual Independent: Insurance Brokers Of Md- Hagerstown Llc, 13126 pa ave, Hagerstown, MD, 21742 (301) 790-0652
  • State Farm: Larry Michaels, 17753 virginia ave, Hagerstown, MD, 21740-7071 301-791-2929

Your Background Impacts Your Home Insurance Quotes

Here is a list of Washington County, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 No Pets, Smoker $280
Retired 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $900
Freelancer 600-649 Credit Score <$25,000 2 Pets, Smoker $550