ogmer

Read amazing research on Baltimore, Maryland Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Baltimore, MD is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Baltimore, MD & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Baltimore 3 Beds, 1 Bath, 1900 sqft $175,000 $45
Walker Mill 2 Beds, 1 Bath, 1,450 sqft $100,000 $41
North Codorus, PA 2 Beds, 1 Bath, 1,180 sqft $163,000 $78
White Oak 2 Beds, 1 Bath, 1,590 sqft $205,000 $43
Cottage City 2 Beds, 1 Bath, 930 sqft $92,000 $28
Providence, PA 3 Beds, 1 Bath, 1,810 sqft $164,000 $64
Betterton 2 Beds, 1 Bath, 1,570 sqft $155,000 $68
Sugarland Run, VA 2 Beds, 1 Bath, 1,000 sqft $112,000 $23
Spring Grove, PA 2 Beds, 1 Bath, 1,720 sqft $184,000 $93
Georgetown 3 Beds, 2 Baths, 1,310 sqft $156,000 $35
Aspen Hill 2 Beds, 1 Bath, 1,430 sqft $147,000 $61
Largo 2 Beds, 1 Bath, 1,280 sqft $96,000 $36
Chevy Chase Section Five 3 Beds, 2 Baths, 1,830 sqft $170,000 $39
Riverside 2 Beds, 1 Bath, 1,370 sqft $196,000 $51
Eldersburg 3 Beds, 1 Bath, 2,320 sqft $216,000 $72
Laurel 3 Beds, 1 Bath, 1,700 sqft $157,000 $51
Aberdeen Proving Ground 2 Beds, 1 Bath, 1,540 sqft $145,000 $59
Linganore 3 Beds, 2 Baths, 1,460 sqft $152,000 $33
North Hopewell, PA 2 Beds, 1 Bath, 1,070 sqft $96,000 $51
Braddock, VA 3 Beds, 2 Baths, 1,660 sqft $159,000 $59
Hillandale 3 Beds, 1 Bath, 1,270 sqft $162,000 $35

If your Baltimore, MD home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Baltimore:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
WATER DAMAGE $6,500
DAMAGE TO PROPERTY OF OTHERS $8,500

Your Baltimore, MD insurance agent (see examples below) can help with your claims.

  • Nationwide: Donald E. Mettee Insurance Agency Inc., 9070 chevrolet dr, Ellicott City, MD, 21042-4018 (410) 480-9911
  • Liberty Mutual Independent: John L Lynch Agency Llc, 11832 belair rd, Kingsville, MD, 21087 Phone: 410-592-2028
  • Travelers: The Layton Company, 10946-c beaverdam rd, Hunt Valley, MD, 21030 410-433-3000
  • Farmers: Ramona Jones-Mcclain, 606 main st, Reisterstown, MD, 21136 (443) 660-7131
  • Liberty Mutual: Jodi Williams, 6760 alexander bell drive suite 250, Columbia, MD, 21046 1-410-872-1291

Your Background Impacts Your Home Insurance Quotes

Here is a list of Baltimore, MD homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score >$150,000 3 Pets, Smoker $250
Freelancer 650-699 Credit Score >$150,000 No Pets, Smoker $70
Part Time Job 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $230