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In Depth Harwich, MA Home Insurance Rates Analysis

In Depth Analysis of Harwich, MA Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Harwich, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Harwich, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Harwich 4 Beds, 1 Bath, 2390 sqft $504,000 $170
Popponesset Island 2 Beds, 1 Bath, 1,510 sqft $290,000 $119
Carver 2 Beds, 1 Bath, 1,260 sqft $200,000 $128
Hanson 3 Beds, 1 Bath, 1,720 sqft $254,000 $148
West Falmouth 3 Beds, 2 Baths, 1,250 sqft $331,000 $193
Orleans 4 Beds, 2 Baths, 3,010 sqft $429,000 $356
Truro 4 Beds, 3 Baths, 2,820 sqft $439,000 $302
Falmouth 2 Beds, 1 Bath, 1,200 sqft $214,000 $133
Dennis 3 Beds, 2 Baths, 1,410 sqft $289,000 $108
White Island Shores 4 Beds, 3 Baths, 2,300 sqft $296,000 $179
Teaticket 3 Beds, 2 Baths, 1,470 sqft $226,000 $138
Middleborough 2 Beds, 1 Bath, 1,380 sqft $190,000 $86
Yarmouth Port 4 Beds, 1 Bath, 1,930 sqft $292,000 $205
The Pinehills 2 Beds, 1 Bath, 1,130 sqft $170,000 $88
Aquinnah 2 Beds, 1 Bath, 930 sqft $184,000 $155
Wareham Center 2 Beds, 1 Bath, 1,600 sqft $308,000 $261
Marshfield Hills 2 Beds, 1 Bath, 1,130 sqft $198,000 $94
Seconsett Island 2 Beds, 1 Bath, 1,200 sqft $226,000 $100
East Dennis 2 Beds, 1 Bath, 1,580 sqft $236,000 $112
New Bedford 2 Beds, 1 Bath, 1,300 sqft $177,000 $124
Rochester 3 Beds, 1 Bath, 2,310 sqft $567,000 $292

If your Harwich, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Harwich:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
WIND $25,500
WATER DAMAGE $3,000

Your Harwich, MA insurance agent (see examples below) can help with your claims.

  • Travelers: Michael T Aprea, 110 donegal cir, Centerville, MA, 2632 508-681-8552
  • Liberty Mutual Independent: Dowling & Oneil Insurance Agency, 973 iyannough rd, Hyannis, MA, 2601 508-775-1620
  • Travelers: Frank L Horgan Insurance Agency Inc, 44 barnstable rd, Hyannis, MA, 2601 508-775-5830
  • Travelers: Marshall K Lovelette Insurance Agency Inc, 396 main st rte 28, W Yarmouth, MA, 2673 508-775-4559
  • Travelers: Harold H Williams Ins Agcy Inc, 81 bassett lane, Hyannis, MA, 2601 508-775-3366

Your Background Impacts Your Home Insurance Quotes

Here is a list of Harwich, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $25 to 50,000 2 Pets, Smoker $260
Retired Up to 499 Credit Score $25 to 50,000 1 Pet, Smoker $920
Full Time Job 600-649 Credit Score <$25,000 More than 3 Pets at home, Smoker $2,630