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This fantastic information on North Adams, Massachusetts Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in North Adams, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for North Adams, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
North Adams 3 Beds, 1 Bath, 1340 sqft $107,000 $87
Somerset, VT 4 Beds, 1 Bath, 1,890 sqft $143,000 $64
North Bennington, VT 2 Beds, 1 Bath, 1,650 sqft $184,000 $61
Chatham, NY 3 Beds, 1 Bath, 1,330 sqft $82,000 $63
Westminster, VT 2 Beds, 1 Bath, 1,260 sqft $142,000 $51
Bethlehem, NY 4 Beds, 2 Baths, 2,510 sqft $195,000 $81
Clifton Park, NY 2 Beds, 1 Bath, 1,510 sqft $187,000 $133
Landgrove, VT 3 Beds, 1 Bath, 1,740 sqft $175,000 $77
Hebron, NY 3 Beds, 2 Baths, 2,230 sqft $225,000 $104
Troy, NY 2 Beds, 1 Bath, 1,480 sqft $120,000 $68
Danby, VT 3 Beds, 2 Baths, 1,510 sqft $94,000 $103
Chicopee 2 Beds, 1 Bath, 1,680 sqft $160,000 $98
Wendell 3 Beds, 1 Bath, 1,970 sqft $205,000 $82
Leverett 4 Beds, 2 Baths, 3,200 sqft $316,000 $137
Malta, NY 3 Beds, 1 Bath, 1,960 sqft $208,000 $129
Millers Falls 3 Beds, 2 Baths, 2,310 sqft $175,000 $112
Orange 2 Beds, 1 Bath, 1,160 sqft $106,000 $79
Sheffield 3 Beds, 1 Bath, 1,840 sqft $148,000 $82
Dummerston, VT 4 Beds, 2 Baths, 1,960 sqft $154,000 $84
New Baltimore, NY 2 Beds, 1 Bath, 970 sqft $86,000 $41
Jefferson Heights, NY 2 Beds, 1 Bath, 1,480 sqft $170,000 $98

If your North Adams, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in North Adams:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,500
WATER DAMAGE $3,000
WEIGHT OF ICE OR SNOW $17,000

Your North Adams, MA insurance agent (see examples below) can help with your claims.

  • Nationwide: D R Miller Agency Incorporated, 126 north st, Bennington, VT, 05201-1825 (802) 442-4411
  • Liberty Mutual Independent: The Richards Group, 27 e main st, Wilmington, VT, 5363 (802) 464-5353
  • Travelers: Richards Inc, 27 e main street, Wilmington, VT, 5363 802-464-5353
  • Liberty Mutual: James Nichols, 279 dalton ave, Pittsfield, MA, 1201 1-413-449-0000
  • State Farm: Mark Sekora, 818 main st, Bennington, VT, 05201-2636 802-447-2227

Your Background Impacts Your Home Insurance Quotes

Here is a list of North Adams, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score <$25,000 1 Pet, Smoker $280
Freelancer 500-549 Credit Score $75 to $100,000 2 Pets, Non-Smoker $1,730
Part Time Job 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $210