This startling study about Hanover, Massachusetts Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Hanover, MA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Hanover | 2 Beds, 1 Bath, 1210 sqft | $172,000 | $208 |
| Grafton | 2 Beds, 1 Bath, 1,720 sqft | $393,000 | $311 |
| Boxford | 4 Beds, 1 Bath, 2,780 sqft | $756,000 | $361 |
| Warwick, RI | 4 Beds, 1 Bath, 1,810 sqft | $382,000 | $135 |
| Randolph | 4 Beds, 2 Baths, 1,800 sqft | $466,000 | $148 |
| Woods Hole | 4 Beds, 3 Baths, 3,120 sqft | $837,000 | $453 |
| North Kingstown, RI | 4 Beds, 1 Bath, 2,880 sqft | $774,000 | $266 |
| Westport | 2 Beds, 1 Bath, 1,780 sqft | $482,000 | $182 |
| Billerica | 2 Beds, 1 Bath, 1,170 sqft | $272,000 | $72 |
| Mendon | 4 Beds, 1 Bath, 1,740 sqft | $397,000 | $133 |
| Somerset | 3 Beds, 1 Bath, 2,120 sqft | $532,000 | $315 |
| West Falmouth | 4 Beds, 2 Baths, 2,930 sqft | $550,000 | $319 |
| Stoneham | 3 Beds, 2 Baths, 1,970 sqft | $367,000 | $275 |
| Hamilton | 3 Beds, 1 Bath, 1,940 sqft | $303,000 | $247 |
| North Westport | 2 Beds, 1 Bath, 1,330 sqft | $276,000 | $205 |
| Lincoln | 2 Beds, 1 Bath, 1,360 sqft | $285,000 | $135 |
| Walpole | 3 Beds, 2 Baths, 1,240 sqft | $236,000 | $115 |
| Cochituate | 2 Beds, 1 Bath, 1,530 sqft | $279,000 | $216 |
| Scituate | 2 Beds, 1 Bath, 1,270 sqft | $281,000 | $132 |
| North Andover | 3 Beds, 1 Bath, 1,550 sqft | $350,000 | $240 |
| Maynard | 3 Beds, 2 Baths, 1,650 sqft | $357,000 | $209 |
Here are some typical claims filed in Hanover:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $3,000 |
| WIND | $21,500 |
| PHYSICAL DAMAGE | $6,500 |
Your Hanover, MA insurance agent (see examples below) can help with your claims.
Here is a list of Hanover, MA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Full Time Job | 500-549 Credit Score | $75 to $100,000 | 1 Pet, Smoker | $2,400 |
| Part Time Job | Up to 499 Credit Score | $25 to 50,000 | 2 Pets, Smoker | $1,220 |
| Freelancer | 550-599 Credit Score | $100 to $150,000 | More than 3 Pets at home, Non-Smoker | $1,960 |