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Fantastic Spencer, MA Home Insurance Rates Info

This fantastic information on Spencer, Massachusetts Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Spencer, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Spencer, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Spencer 3 Beds, 2 Baths, 1250 sqft $165,000 $150
Williamsburg 4 Beds, 2 Baths, 1,970 sqft $327,000 $206
Ware 2 Beds, 1 Bath, 1,570 sqft $260,000 $57
West Warwick, RI 3 Beds, 2 Baths, 2,140 sqft $252,000 $163
Petersham 3 Beds, 1 Bath, 1,690 sqft $227,000 $95
Shelburne Falls 2 Beds, 1 Bath, 1,050 sqft $150,000 $60
Troy, NH 4 Beds, 1 Bath, 3,230 sqft $393,000 $143
Pepperell 4 Beds, 1 Bath, 2,230 sqft $331,000 $148
East Longmeadow 4 Beds, 2 Baths, 2,700 sqft $392,000 $134
Hampden 3 Beds, 1 Bath, 1,780 sqft $243,000 $140
Suffield, CT 3 Beds, 1 Bath, 2,200 sqft $277,000 $101
Warwick, RI 3 Beds, 2 Baths, 2,240 sqft $336,000 $153
Worcester 4 Beds, 2 Baths, 2,920 sqft $382,000 $261
Manchester, CT 4 Beds, 2 Baths, 2,160 sqft $296,000 $154
Woburn 2 Beds, 1 Bath, 1,600 sqft $151,000 $138
Springfield 2 Beds, 1 Bath, 1,590 sqft $152,000 $132
Colrain 4 Beds, 2 Baths, 1,680 sqft $156,000 $117
Willimantic, CT 4 Beds, 1 Bath, 2,270 sqft $247,000 $192
Ludlow 2 Beds, 1 Bath, 1,250 sqft $211,000 $129
Ashford, CT 2 Beds, 1 Bath, 1,200 sqft $217,000 $67
Wilbraham 3 Beds, 2 Baths, 1,590 sqft $166,000 $68

If your Spencer, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Spencer:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
WIND $21,500
WATER DAMAGE $3,000

Your Spencer, MA insurance agent (see examples below) can help with your claims.

  • Travelers: Mainstream Insurance Agency Inc, 704 southbridge st, Worcester, MA, 1610 508-797-4500
  • Liberty Mutual: Alfred J. Ricca, 771 southbridge street, Auburn, MA, 1501 1-508-755-7326
  • Allstate: Paul D. Wasgatt, 59 green st, Worcester, MA, 1604 (508) 753-6688
  • Liberty Mutual Independent: Sullivan Insurance Group Inc, 10 chestnut st ste 1010, Worcester, MA, 1608 508-791-2241
  • Travelers: Oak Tree Ins Agency Llc, 714 main st, Shrewsbury, MA, 1545 508-841-0691

Your Background Impacts Your Home Insurance Quotes

Here is a list of Spencer, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $75 to $100,000 No Pets, Non-Smoker $1,130
Freelancer 750-799 Credit Score $50 to $75,000 3 Pets, Non-Smoker $1,240
Unemployed 700-749 Credit Score No Income 2 Pets, Smoker $310