ogmer

The variables explained here drive your Douglas, Massachusetts Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Douglas, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Douglas, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Douglas 4 Beds, 3 Baths, 2690 sqft $390,000 $157
Burlington 2 Beds, 1 Bath, 1,320 sqft $226,000 $163
Warren, RI 4 Beds, 2 Baths, 3,110 sqft $539,000 $287
Conning Towers Nautilus Park, CT 3 Beds, 2 Baths, 2,240 sqft $394,000 $277
North Kingstown, RI 4 Beds, 2 Baths, 2,140 sqft $378,000 $197
Melville, RI 3 Beds, 2 Baths, 1,820 sqft $331,000 $119
Malden 2 Beds, 1 Bath, 1,060 sqft $190,000 $90
East Douglas 4 Beds, 2 Baths, 2,460 sqft $378,000 $179
North Stonington, CT 4 Beds, 1 Bath, 2,590 sqft $443,000 $232
Weston 3 Beds, 2 Baths, 1,910 sqft $258,000 $146
Hampden 3 Beds, 2 Baths, 1,820 sqft $256,000 $238
Worcester 2 Beds, 1 Bath, 1,560 sqft $252,000 $199
Cranston, RI 3 Beds, 2 Baths, 2,150 sqft $251,000 $125
Templeton 3 Beds, 1 Bath, 2,150 sqft $405,000 $199
Griswold, CT 3 Beds, 1 Bath, 2,210 sqft $340,000 $170
Gales Ferry, CT 3 Beds, 1 Bath, 2,110 sqft $423,000 $156
Belmont 4 Beds, 1 Bath, 1,980 sqft $305,000 $149
Hull 3 Beds, 1 Bath, 2,270 sqft $470,000 $157
Amherst Center 4 Beds, 3 Baths, 2,060 sqft $374,000 $175
Smithfield, RI 3 Beds, 2 Baths, 1,720 sqft $188,000 $83
North Pembroke 3 Beds, 1 Bath, 2,030 sqft $252,000 $76

If your Douglas, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Douglas:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,500
WEIGHT OF ICE OR SNOW $17,000
THEFT/BURGLARY $2,000

Your Douglas, MA insurance agent (see examples below) can help with your claims.

  • Nationwide: Zelano Insurance Agency Inc, 15 money hill rd ste 4, Chepachet, RI, 2814 (401) 568-3051
  • Liberty Mutual Independent: Marsh & Mclennan Agency Llc, 100 front st ste 800, Worcester, MA, 1608 508-852-8500
  • Travelers: Mcgrath Insurance Group Inc, 258 main street p.o. box 1220, Sturbridge, MA, 1566 (508)213-5486
  • Liberty Mutual: Alfred J. Ricca, 771 southbridge street, Auburn, MA, 1501 1-508-755-7326
  • State Farm: Sfo - Southborough, 153 cordaville rd, Southborough, MA, 01772-1834 800-526-8210

Your Background Impacts Your Home Insurance Quotes

Here is a list of Douglas, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score <$25,000 No Pets, Non-Smoker $1,000
Part Time Job 500-549 Credit Score <$25,000 3 Pets, Non-Smoker $880
Retired 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $1,140