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Littleton, MA Home Insurance Rates - What Affects It?

The issues listed mainly affect Littleton, Massachusetts Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Littleton, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Littleton, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Littleton 2 Beds, 1 Bath, 1070 sqft $214,000 $121
South Hooksett, NH 2 Beds, 1 Bath, 1,070 sqft $222,000 $94
Dedham 4 Beds, 2 Baths, 2,190 sqft $540,000 $149
Antrim, NH 2 Beds, 1 Bath, 1,410 sqft $175,000 $200
Pepperell 3 Beds, 1 Bath, 1,370 sqft $348,000 $149
South Ashburnham 4 Beds, 2 Baths, 1,830 sqft $321,000 $292
Providence, RI 3 Beds, 1 Bath, 1,440 sqft $181,000 $162
Groton 2 Beds, 1 Bath, 1,620 sqft $339,000 $163
Belchertown 2 Beds, 1 Bath, 1,320 sqft $186,000 $136
Epsom, NH 4 Beds, 2 Baths, 2,970 sqft $567,000 $280
Plainville 3 Beds, 1 Bath, 1,350 sqft $310,000 $116
North Andover 3 Beds, 1 Bath, 1,460 sqft $290,000 $192
Warwick 3 Beds, 2 Baths, 1,860 sqft $349,000 $144
Brookline, NH 4 Beds, 1 Bath, 3,030 sqft $545,000 $435
Lincoln, RI 2 Beds, 1 Bath, 1,390 sqft $298,000 $101
Grafton 3 Beds, 1 Bath, 1,900 sqft $310,000 $200
Pinardville, NH 2 Beds, 1 Bath, 1,400 sqft $227,000 $114
Ashby 4 Beds, 2 Baths, 1,920 sqft $408,000 $136
Suncook, NH 3 Beds, 2 Baths, 1,930 sqft $251,000 $159
New Boston, NH 4 Beds, 1 Bath, 2,930 sqft $622,000 $346
Newton, NH 2 Beds, 1 Bath, 1,200 sqft $202,000 $109

If your Littleton, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Littleton:

Claim Typical Claim Amount
WEIGHT OF ICE OR SNOW $17,000
PHYSICAL DAMAGE $6,500
WIND $21,500

Your Littleton, MA insurance agent (see examples below) can help with your claims.

  • Nationwide: Joann Bergeron, 361 main st, Nashua, NH, 03060-5039 (603) 881-7708
  • Liberty Mutual Independent: Gallant Insurance Agency, 199 great rd, Acton, MA, 1720 (978) 263-3500
  • Travelers: Purple Ink Insurance Agency Inc, 73 main st, Ashland, MA, 1721 508-881-6680
  • Liberty Mutual: Alexander Sinkus, 112 turnpike rd 2nd floor, Westborough, MA, 1581 1-508-836-4195
  • State Farm: Sfo - Southborough, 153 cordaville rd, Southborough, MA, 01772-1834 800-526-8210

Your Background Impacts Your Home Insurance Quotes

Here is a list of Littleton, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score <$25,000 No Pets, Non-Smoker $1,420
Retired 550-599 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $3,980
Freelancer 800-850 Credit Score $100 to $150,000 1 Pet, Smoker $1,170