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Amazing Templeton, MA Home Insurance Rates Research

Read amazing research on Templeton, Massachusetts Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Templeton, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Templeton, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Templeton 3 Beds, 2 Baths, 1880 sqft $269,000 $128
Shirley 3 Beds, 1 Bath, 1,810 sqft $272,000 $93
South Deerfield 4 Beds, 1 Bath, 3,320 sqft $460,000 $225
Wilmington 3 Beds, 2 Baths, 2,170 sqft $196,000 $109
Gill 4 Beds, 2 Baths, 2,160 sqft $179,000 $128
Rowe 2 Beds, 1 Bath, 1,670 sqft $148,000 $90
Holland 3 Beds, 1 Bath, 2,200 sqft $250,000 $107
West Concord 2 Beds, 1 Bath, 1,510 sqft $140,000 $119
Litchfield, NH 2 Beds, 1 Bath, 1,620 sqft $189,000 $85
Boylston 2 Beds, 1 Bath, 1,270 sqft $123,000 $80
Marlboro, VT 2 Beds, 1 Bath, 1,480 sqft $207,000 $119
Northborough 3 Beds, 2 Baths, 1,410 sqft $145,000 $66
Petersham 4 Beds, 1 Bath, 1,960 sqft $196,000 $148
Belchertown 3 Beds, 1 Bath, 1,550 sqft $211,000 $87
Westborough 3 Beds, 1 Bath, 1,450 sqft $120,000 $66
Merrimack, NH 4 Beds, 3 Baths, 1,680 sqft $262,000 $73
Ayer 2 Beds, 1 Bath, 920 sqft $168,000 $63
Holliston 2 Beds, 1 Bath, 1,460 sqft $139,000 $130
Whitingham, VT 3 Beds, 2 Baths, 1,810 sqft $229,000 $185
Brimfield 2 Beds, 1 Bath, 1,250 sqft $106,000 $71
Wilbraham 4 Beds, 2 Baths, 1,970 sqft $241,000 $121

If your Templeton, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Templeton:

Claim Typical Claim Amount
WIND $21,500
WEIGHT OF ICE OR SNOW $17,000
WATER DAMAGE $3,000

Your Templeton, MA insurance agent (see examples below) can help with your claims.

  • Travelers: Babineau Insurance Agency, 546 electric ave, Fitchburg, MA, 1420 978-345-4303
  • Allstate: D W Mughmaw Ins Agcy, 1032 route 119 sepco building, Rindge, NH, 3461 Phone: 603-899-3231
  • Liberty Mutual Independent: Hub International New England Llc, 769 main st, Fitchburg, MA, 1420 978-342-6056
  • Liberty Mutual Independent: Foster Insurance Agency Inc, 321 lunenburg st, Fitchburg, MA, 1420 978-343-6946
  • Liberty Mutual Independent: Halstead Insurance Agency Inc, 11 electric avenue, Fitchburg, MA, 1420 (978) 785-8482

Your Background Impacts Your Home Insurance Quotes

Here is a list of Templeton, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score <$25,000 3 Pets, Smoker $1,220
Freelancer 750-799 Credit Score $25 to 50,000 No Pets, Smoker $590
Full Time Job 600-649 Credit Score $100 to $150,000 2 Pets, Smoker $1,240