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Given here are some important aspects of your North Reading, Massachusetts Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in North Reading, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for North Reading, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
North Reading 3 Beds, 1 Bath, 1530 sqft $304,000 $159
Southfield 3 Beds, 2 Baths, 1,810 sqft $491,000 $265
Lowell 4 Beds, 3 Baths, 2,460 sqft $413,000 $211
Norton Center 3 Beds, 1 Bath, 1,310 sqft $249,000 $121
Melrose 2 Beds, 1 Bath, 1,510 sqft $320,000 $198
Abington 4 Beds, 1 Bath, 2,480 sqft $424,000 $277
Stoughton 3 Beds, 2 Baths, 1,910 sqft $309,000 $145
Woonsocket, RI 2 Beds, 1 Bath, 990 sqft $260,000 $75
Madbury, NH 4 Beds, 3 Baths, 2,930 sqft $423,000 $267
Westminster 3 Beds, 2 Baths, 2,190 sqft $662,000 $236
North Smithfield, RI 4 Beds, 3 Baths, 2,000 sqft $428,000 $241
Kensington, NH 3 Beds, 1 Bath, 1,350 sqft $197,000 $94
Hanson 2 Beds, 1 Bath, 990 sqft $231,000 $130
Millbury 4 Beds, 3 Baths, 3,050 sqft $393,000 $374
Southborough 4 Beds, 1 Bath, 2,190 sqft $381,000 $214
by 4 Beds, 1 Bath, 2,210 sqft $579,000 $230
Ayer 4 Beds, 2 Baths, 1,730 sqft $349,000 $156
Pembroke, NH 3 Beds, 1 Bath, 2,350 sqft $650,000 $276
Lincoln 2 Beds, 1 Bath, 1,640 sqft $377,000 $223
County subdivisions not defined 2 Beds, 1 Bath, 1,650 sqft $335,000 $117
Greenland, NH 2 Beds, 1 Bath, 1,230 sqft $324,000 $132

If your North Reading, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in North Reading:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
WIND $21,500
WEIGHT OF ICE OR SNOW $17,000

Your North Reading, MA insurance agent (see examples below) can help with your claims.

  • Nationwide: Mullen Insurance Agency Inc, 236 n broadway ste e, Salem, NH, 3079 (603) 212-9300
  • Liberty Mutual Independent: Gilbert Insurance Agency Inc, 137 main st, Reading, MA, 1867 (781) 942-2225
  • Travelers: Linnane Insurance Agency, 280 main st 101, North Reading, MA, 1864 978-664-2000
  • Liberty Mutual: Benjamin Ward, one kendall square b7101, Cambridge, MA, 2139 1-617-374-3741
  • State Farm: Kevin Herrmann, 128 plaistow rd, Plaistow, NH, 03865-2810 603-382-9500

Your Background Impacts Your Home Insurance Quotes

Here is a list of North Reading, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $2,530
Unemployed 600-649 Credit Score No Income 3 Pets, Non-Smoker $180
Part Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Smoker $420