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Some really great indicators on Ludlow, Massachusetts Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Ludlow, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ludlow, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ludlow 3 Beds, 2 Baths, 2150 sqft $232,000 $163
Cromwell, CT 3 Beds, 1 Bath, 1,790 sqft $172,000 $115
Hadley 2 Beds, 1 Bath, 1,760 sqft $211,000 $94
West Brookfield 2 Beds, 1 Bath, 1,550 sqft $185,000 $87
Longmeadow 4 Beds, 2 Baths, 1,840 sqft $317,000 $132
Harvard 4 Beds, 1 Bath, 2,750 sqft $342,000 $176
Suffield Depot, CT 2 Beds, 1 Bath, 1,180 sqft $148,000 $82
Leominster 2 Beds, 1 Bath, 1,340 sqft $166,000 $101
Stafford Springs, CT 2 Beds, 1 Bath, 980 sqft $162,000 $90
Lebanon, CT 4 Beds, 1 Bath, 2,940 sqft $277,000 $110
Housatonic 3 Beds, 2 Baths, 1,500 sqft $154,000 $93
Phillipston 4 Beds, 2 Baths, 2,130 sqft $290,000 $145
Newington, CT 3 Beds, 2 Baths, 1,860 sqft $317,000 $141
Simsbury Center, CT 4 Beds, 1 Bath, 3,320 sqft $464,000 $263
Huntington 3 Beds, 2 Baths, 1,820 sqft $191,000 $68
Moodus, CT 2 Beds, 1 Bath, 1,490 sqft $198,000 $105
Charlemont 2 Beds, 1 Bath, 1,080 sqft $172,000 $90
Eastford, CT 3 Beds, 2 Baths, 2,060 sqft $192,000 $94
Royalston 4 Beds, 3 Baths, 3,090 sqft $399,000 $129
Hawley 2 Beds, 1 Bath, 1,690 sqft $260,000 $114
Ashburnham 3 Beds, 2 Baths, 1,680 sqft $187,000 $84

If your Ludlow, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ludlow:

Claim Typical Claim Amount
WIND $21,500
THEFT/BURGLARY $2,000
PHYSICAL DAMAGE $6,500

Your Ludlow, MA insurance agent (see examples below) can help with your claims.

  • Nationwide: The Sig Insurance Agencies, 84 bridge st, East Windsor, CT, 06088-0937 (203) 250-0186
  • Liberty Mutual Independent: Haberman Insurance Group, 95 ashley ave ste f, West Springfield, MA, 1089 (413) 781-7000
  • Travelers: Goss & Mclain Insurance Agcy, 1767 northampton st, Holyoke, MA, 1040 Phone: 413-534-7355
  • Liberty Mutual: Adam Dasso Lutcf, 175 dwight road ste 100, Longmeadow, MA, 1106 1-413-567-2000
  • State Farm: Paul Delskey, 122 prospect hill road, East Windsor, CT, 06088-9586 860-758-7242

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ludlow, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Non-Smoker $2,000
Retired Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $440
Full Time Job 650-699 Credit Score $75 to $100,000 1 Pet, Non-Smoker $1,890