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Startling Winchester, MA Home Insurance Rates Study

This startling study about Winchester, Massachusetts Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Winchester, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Winchester, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Winchester 4 Beds, 2 Baths, 2190 sqft $666,000 $298
Pinehurst 2 Beds, 1 Bath, 970 sqft $264,000 $112
Allenstown, NH 2 Beds, 1 Bath, 1,300 sqft $422,000 $188
Newmarket, NH 4 Beds, 3 Baths, 2,240 sqft $739,000 $391
Durham, NH 2 Beds, 1 Bath, 1,440 sqft $296,000 $290
Norfolk 3 Beds, 2 Baths, 2,310 sqft $649,000 $305
Kittery Point, ME 5 Beds, 1 Bath, 4,720 sqft $2,200,000 $525
Stow 5 Beds, 1 Bath, 2,170 sqft $804,000 $427
Salisbury 5 Beds, 4 Baths, 2,900 sqft $1,203,000 $357
Haverhill 5 Beds, 3 Baths, 1,770 sqft $657,000 $257
Bridgewater 4 Beds, 1 Bath, 2,330 sqft $595,000 $390
South Hampton, NH 5 Beds, 1 Bath, 2,820 sqft $572,000 $359
Plainville 3 Beds, 1 Bath, 1,550 sqft $546,000 $210
Kensington, NH 5 Beds, 4 Baths, 3,250 sqft $858,000 $712
Seabrook, NH 3 Beds, 1 Bath, 1,280 sqft $439,000 $158
Brookline 3 Beds, 2 Baths, 1,380 sqft $593,000 $200
Groton 4 Beds, 2 Baths, 2,310 sqft $590,000 $420
Hudson 4 Beds, 1 Bath, 2,210 sqft $766,000 $199
Rye, NH 5 Beds, 1 Bath, 4,180 sqft $1,125,000 $292
Suncook, NH 3 Beds, 1 Bath, 1,640 sqft $422,000 $226
Groveland 4 Beds, 3 Baths, 2,500 sqft $829,000 $633

If your Winchester, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Winchester:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,500
WIND $21,500
THEFT/BURGLARY $2,000

Your Winchester, MA insurance agent (see examples below) can help with your claims.

  • Travelers: Morris & Yalowchuk, 720 washington st 2nd floor, Weymouth, MA, 2188 781-337-2260
  • Liberty Mutual: Al Borrego, 405 cochituate road ste 202, Framingham, MA, 1701 1-508-875-6955
  • Allstate: Stephen Gilligan, 1 franklin commons, Framingham, MA, 1702 (781) 974-9253
  • Liberty Mutual Independent: The Howe Insurance Agency, 4 punchard ave, Andover, MA, 1810
  • Allstate: Kurt Wicks, 83 parkhurst rd unit 10, Chelmsford, MA, 1824 (978) 710-7040

Your Background Impacts Your Home Insurance Quotes

Here is a list of Winchester, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score >$150,000 2 Pets, Non-Smoker $5,920
Unemployed 650-699 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $380
Full Time Job 750-799 Credit Score $50 to $75,000 1 Pet, Smoker $4,270