This startling study about Dracut, Massachusetts Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Dracut, MA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Dracut | 2 Beds, 1 Bath, 1500 sqft | $157,000 | $150 |
| Webster, NH | 2 Beds, 1 Bath, 1,710 sqft | $351,000 | $141 |
| Andover | 4 Beds, 1 Bath, 2,990 sqft | $346,000 | $145 |
| South Hampton, NH | 3 Beds, 1 Bath, 2,330 sqft | $370,000 | $110 |
| Rockland | 4 Beds, 2 Baths, 2,150 sqft | $373,000 | $158 |
| Worcester | 3 Beds, 1 Bath, 1,490 sqft | $194,000 | $113 |
| Contoocook, NH | 3 Beds, 1 Bath, 1,800 sqft | $350,000 | $267 |
| Gloucester | 4 Beds, 2 Baths, 3,370 sqft | $327,000 | $333 |
| Fitchburg | 2 Beds, 1 Bath, 1,680 sqft | $219,000 | $68 |
| Weymouth Town | 2 Beds, 1 Bath, 1,560 sqft | $227,000 | $118 |
| Berlin | 3 Beds, 1 Bath, 2,160 sqft | $258,000 | $283 |
| Hamilton | 2 Beds, 1 Bath, 1,570 sqft | $193,000 | $133 |
| Dover, NH | 4 Beds, 3 Baths, 3,070 sqft | $421,000 | $212 |
| North Brookfield | 3 Beds, 2 Baths, 1,230 sqft | $159,000 | $77 |
| Amherst, NH | 4 Beds, 1 Bath, 2,760 sqft | $428,000 | $267 |
| Quincy | 2 Beds, 1 Bath, 1,200 sqft | $232,000 | $114 |
| Petersham | 4 Beds, 2 Baths, 2,620 sqft | $403,000 | $165 |
| Billerica | 2 Beds, 1 Bath, 1,000 sqft | $147,000 | $75 |
| Lincoln | 2 Beds, 1 Bath, 1,080 sqft | $177,000 | $52 |
| Uxbridge | 2 Beds, 1 Bath, 1,570 sqft | $163,000 | $136 |
| Hampton Falls, NH | 3 Beds, 1 Bath, 1,630 sqft | $160,000 | $127 |
Here are some typical claims filed in Dracut:
| Claim | Typical Claim Amount |
|---|---|
| WEIGHT OF ICE OR SNOW | $17,000 |
| PHYSICAL DAMAGE | $6,500 |
| WATER DAMAGE | $3,000 |
Your Dracut, MA insurance agent (see examples below) can help with your claims.
Here is a list of Dracut, MA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 800-850 Credit Score | <$25,000 | No Pets, Non-Smoker | $610 |
| Unemployed | Up to 499 Credit Score | No Income | 2 Pets, Smoker | $240 |
| Freelancer | 650-699 Credit Score | $25 to 50,000 | 3 Pets, Non-Smoker | $3,660 |