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Gain useful knowledge on Somerville, Massachusetts Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Somerville, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Somerville, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Somerville 2 Beds, 1 Bath, 1700 sqft $528,000 $218
Topsfield 2 Beds, 1 Bath, 1,130 sqft $290,000 $141
Dudley 3 Beds, 1 Bath, 1,540 sqft $457,000 $113
West Concord 2 Beds, 1 Bath, 1,740 sqft $441,000 $224
Essex 3 Beds, 1 Bath, 2,050 sqft $273,000 $152
Avon 3 Beds, 2 Baths, 1,240 sqft $263,000 $163
Rowley 2 Beds, 1 Bath, 1,310 sqft $284,000 $132
Boxford 3 Beds, 1 Bath, 1,710 sqft $468,000 $218
Worcester 3 Beds, 2 Baths, 1,680 sqft $376,000 $134
Taunton 2 Beds, 1 Bath, 1,760 sqft $337,000 $133
Gloucester 3 Beds, 2 Baths, 2,270 sqft $420,000 $276
Fremont, NH 3 Beds, 1 Bath, 2,330 sqft $368,000 $190
Valley Falls, RI 3 Beds, 1 Bath, 2,400 sqft $643,000 $278
Maynard 2 Beds, 1 Bath, 1,270 sqft $341,000 $160
Warren, RI 2 Beds, 1 Bath, 910 sqft $211,000 $89
West Bridgewater 2 Beds, 1 Bath, 1,040 sqft $221,000 $158
Wilmington 2 Beds, 1 Bath, 1,110 sqft $312,000 $140
Millville 3 Beds, 2 Baths, 2,240 sqft $541,000 $328
Watertown Town 3 Beds, 1 Bath, 2,030 sqft $334,000 $307
West Wareham 3 Beds, 1 Bath, 1,950 sqft $353,000 $228
Concord 2 Beds, 1 Bath, 1,710 sqft $354,000 $238

If your Somerville, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Somerville:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,500
THEFT/BURGLARY $2,000
WATER DAMAGE $3,000

Your Somerville, MA insurance agent (see examples below) can help with your claims.

  • Travelers: F I Patnode Ins Agcy Inc, 396 washington st, Brighton, MA, 2135 617-787-1400
  • Liberty Mutual: Benjamin Ward, one kendall square b7101, Cambridge, MA, 2139 1-617-374-3741
  • Allstate: Gene Dvorkin, 2001 beacon st, Brighton, MA, 2135 (617) 731-4554
  • Liberty Mutual Independent: The Getchell Companies, 183 great rd, Stow, MA, 1775 (978) 897-7773
  • Liberty Mutual Independent: Intercontinental Insurance Brokers Llc, 175 federal st ste 510, Boston, MA, 2110 (800) 595-9417

Your Background Impacts Your Home Insurance Quotes

Here is a list of Somerville, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score <$25,000 3 Pets, Smoker $440
Unemployed 750-799 Credit Score No Income 2 Pets, Non-Smoker $140
Freelancer 800-850 Credit Score $50 to $75,000 1 Pet, Smoker $950