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Check out some must see numbers behind your Monterey, MA Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Monterey, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Monterey, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Monterey 2 Beds, 1 Bath, 1220 sqft $220,000 $150
Haviland, NY 2 Beds, 1 Bath, 1,420 sqft $199,000 $158
Glastonbury Center, CT 4 Beds, 1 Bath, 2,860 sqft $632,000 $255
Bethlehem Village, CT 2 Beds, 1 Bath, 1,740 sqft $364,000 $133
Sharon, CT 4 Beds, 3 Baths, 3,230 sqft $699,000 $257
Saugerties, NY 4 Beds, 2 Baths, 2,430 sqft $341,000 $315
Becket 2 Beds, 1 Bath, 1,650 sqft $428,000 $290
Pawling, NY 4 Beds, 3 Baths, 1,820 sqft $396,000 $224
Hoosick Falls, NY 3 Beds, 1 Bath, 2,160 sqft $442,000 $261
Goshen 2 Beds, 1 Bath, 1,310 sqft $282,000 $153
Millerton, NY 3 Beds, 2 Baths, 1,930 sqft $305,000 $177
Chesterfield 4 Beds, 3 Baths, 1,860 sqft $256,000 $161
West Hartford, CT 4 Beds, 3 Baths, 2,740 sqft $381,000 $325
Pownal, VT 4 Beds, 1 Bath, 2,590 sqft $703,000 $401
Monroe 2 Beds, 1 Bath, 1,390 sqft $312,000 $151
Cairo, NY 2 Beds, 1 Bath, 1,190 sqft $189,000 $84
Amherst Center 2 Beds, 1 Bath, 1,630 sqft $206,000 $118
Southington, CT 4 Beds, 1 Bath, 1,710 sqft $246,000 $202
Barkhamsted, CT 3 Beds, 1 Bath, 2,080 sqft $363,000 $209
Hartford, CT 3 Beds, 2 Baths, 1,860 sqft $353,000 $252
Lincoln Park, NY 4 Beds, 1 Bath, 3,030 sqft $681,000 $482

If your Monterey, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Monterey:

Claim Typical Claim Amount
WATER DAMAGE $3,000
WIND $25,500
PHYSICAL DAMAGE $6,000

Your Monterey, MA insurance agent (see examples below) can help with your claims.

  • Travelers: Brad Peck Inc, 1676 church st, Copake, NY, 12516 518-329-3131
  • Liberty Mutual: James Nichols, 279 dalton ave, Pittsfield, MA, 1201 1-413-449-0000
  • Allstate: Johnnie Walker Ins, #834 rte 203 , Spencertown, NY, 12165
  • Liberty Mutual Independent: Moore & Alvord Ins Agency Inc, 690 main st, Winsted, CT, 6098 860-379-7535
  • Liberty Mutual Independent: Berkshire Insurance Group, 66 west st 4th fl, Pittsfield, MA, 1201

Your Background Impacts Your Home Insurance Quotes

Here is a list of Monterey, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score <$25,000 More than 3 Pets at home, Smoker $240
Part Time Job 650-699 Credit Score $25 to 50,000 1 Pet, Smoker $1,270
Full Time Job 600-649 Credit Score >$150,000 3 Pets, Non-Smoker $510