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Given here are some important aspects of your Worcester County, Massachusetts Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Worcester County, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Worcester County, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Worcester County 2 Beds, 1 Bath, 1100 sqft $122,000 $82
New Ipswich, NH 3 Beds, 1 Bath, 2,110 sqft $313,000 $219
Lyndeborough, NH 4 Beds, 2 Baths, 3,140 sqft $371,000 $120
Stow 2 Beds, 1 Bath, 1,100 sqft $116,000 $99
Canton 3 Beds, 2 Baths, 2,260 sqft $479,000 $204
Leverett 2 Beds, 1 Bath, 940 sqft $141,000 $88
Lunenburg 3 Beds, 2 Baths, 2,300 sqft $461,000 $296
Leominster 2 Beds, 1 Bath, 1,210 sqft $140,000 $85
Cranston, RI 3 Beds, 2 Baths, 1,380 sqft $196,000 $138
Amherst, NH 2 Beds, 1 Bath, 940 sqft $90,000 $54
Windsor Locks, CT 3 Beds, 2 Baths, 1,740 sqft $349,000 $91
Sharon 2 Beds, 1 Bath, 1,750 sqft $316,000 $133
Natick 2 Beds, 1 Bath, 1,550 sqft $283,000 $125
West Greenwich, RI 3 Beds, 2 Baths, 1,620 sqft $288,000 $100
Rehoboth 3 Beds, 1 Bath, 2,240 sqft $269,000 $173
Andover, CT 3 Beds, 1 Bath, 2,290 sqft $212,000 $122
Hampton, CT 3 Beds, 1 Bath, 1,640 sqft $355,000 $118
Maynard 4 Beds, 3 Baths, 3,280 sqft $487,000 $295
Sturbridge 3 Beds, 2 Baths, 2,180 sqft $201,000 $86
Millbury 4 Beds, 2 Baths, 3,020 sqft $547,000 $200
Sherborn 2 Beds, 1 Bath, 1,410 sqft $250,000 $71

If your Worcester County, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Worcester County:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,500
WIND $21,500
WEIGHT OF ICE OR SNOW $17,000

Your Worcester County, MA insurance agent (see examples below) can help with your claims.

  • Travelers: Lincoln Street Ins Llc, 268 lincoln st, Worcester, MA, 1605 508-755-6151
  • Liberty Mutual: Alfred J. Ricca, 771 southbridge street, Auburn, MA, 1501 1-508-755-7326
  • Allstate: Sarah Brody-Isbill, 492 washington st, Auburn, MA, 1501 (774) 221-6700
  • Liberty Mutual Independent: Mancuso-Nowak Insurance Agency, joe mancuso 252 boston turnpike, Shrewsbury, MA, 1545 508-756-4310
  • Travelers: Coonan Insurance Agency Inc, 267 main street, Oxford, MA, 1540 508-987-7122

Your Background Impacts Your Home Insurance Quotes

Here is a list of Worcester County, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score <$25,000 1 Pet, Non-Smoker $1,090
Part Time Job 800-850 Credit Score <$25,000 2 Pets, Smoker $2,250
Freelancer 750-799 Credit Score $50 to $75,000 No Pets, Non-Smoker $1,900