ogmer

Startling Cambridge, MA Home Insurance Rates Study

This startling study about Cambridge, Massachusetts Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Cambridge, MA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cambridge, MA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cambridge 2 Beds, 1 Bath, 1050 sqft $250,000 $118
Burrillville, RI 2 Beds, 1 Bath, 1,270 sqft $431,000 $333
Acton 3 Beds, 1 Bath, 1,270 sqft $341,000 $228
Ashby 2 Beds, 1 Bath, 1,780 sqft $305,000 $243
Canton 3 Beds, 1 Bath, 1,650 sqft $316,000 $131
Hamilton 3 Beds, 1 Bath, 2,390 sqft $836,000 $296
Freetown 2 Beds, 1 Bath, 1,300 sqft $319,000 $186
Greenville, RI 3 Beds, 1 Bath, 1,680 sqft $480,000 $330
Johnston, RI 3 Beds, 1 Bath, 1,910 sqft $518,000 $178
Medway 2 Beds, 1 Bath, 1,610 sqft $373,000 $187
Sterling 2 Beds, 1 Bath, 1,090 sqft $320,000 $140
Methuen Town 2 Beds, 1 Bath, 1,290 sqft $362,000 $198
Sharon 3 Beds, 2 Baths, 1,930 sqft $491,000 $302
Kensington, NH 3 Beds, 2 Baths, 2,220 sqft $548,000 $375
Hanson 3 Beds, 2 Baths, 1,590 sqft $375,000 $131
Valley Falls, RI 3 Beds, 2 Baths, 2,220 sqft $749,000 $208
Manchester, NH 2 Beds, 1 Bath, 1,280 sqft $334,000 $221
Littleton Common 3 Beds, 2 Baths, 1,980 sqft $574,000 $191
Charlton 2 Beds, 1 Bath, 1,490 sqft $451,000 $218
Concord 3 Beds, 2 Baths, 1,770 sqft $524,000 $278
Randolph 2 Beds, 1 Bath, 1,410 sqft $308,000 $303

If your Cambridge, MA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cambridge:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,500
THEFT/BURGLARY $2,000
WATER DAMAGE $3,000

Your Cambridge, MA insurance agent (see examples below) can help with your claims.

  • Travelers: Peter Lattanzi Ins Agency Inc, 166 winthrop avenue, Revere, MA, 2151 (781)241-4021
  • Liberty Mutual: Catherine Driscoll Lutcf, 30 nagog park, Acton, MA, 1720 1-978-264-0234
  • Allstate: John Greaney, 2041 centre st, West Roxbury, MA, 2132 (617) 553-9534
  • Liberty Mutual Independent: Joseph A Curley Ins Agcy Inc, 35 albion st, Wakefield, MA, 1880 (781) 245-0033
  • Liberty Mutual Independent: Nicholas A Consoles Ins Agcy Inc, 153 andover st ste 208, Danvers, MA, 1923 (978) 223-4037

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cambridge, MA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score <$25,000 2 Pets, Smoker $1,210
Part Time Job 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $1,000
Unemployed 700-749 Credit Score <$25,000 1 Pet, Smoker $1,310