The variables explained here drive your Bernice, LA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.
Here is a list of replacement costs & home insurance for Bernice, LA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Bernice | 3 Beds, 2 Baths, 1440 sqft | $93,000 | $113 |
| Hodge | 3 Beds, 1 Bath, 2,100 sqft | $104,000 | $146 |
| Sarepta | 3 Beds, 2 Baths, 1,980 sqft | $109,000 | $122 |
| Wesson, AR | 3 Beds, 1 Bath, 1,810 sqft | $93,000 | $116 |
| Bastrop | 3 Beds, 1 Bath, 2,250 sqft | $153,000 | $150 |
| Ruston | 3 Beds, 2 Baths, 2,280 sqft | $143,000 | $186 |
| Arcadia | 3 Beds, 1 Bath, 2,160 sqft | $106,000 | $172 |
| Eros | 3 Beds, 2 Baths, 2,090 sqft | $131,000 | $181 |
| Chatham | 3 Beds, 1 Bath, 1,240 sqft | $64,000 | $110 |
| Haynesville | 2 Beds, 1 Bath, 1,370 sqft | $87,000 | $93 |
| Lapile, AR | 2 Beds, 1 Bath, 1,390 sqft | $61,000 | $114 |
| Dubberly | 3 Beds, 2 Baths, 2,020 sqft | $92,000 | $148 |
| Crossett, AR | 2 Beds, 1 Bath, 1,260 sqft | $75,000 | $91 |
| Emerson, AR | 2 Beds, 1 Bath, 1,260 sqft | $85,000 | $137 |
| Athens | 3 Beds, 2 Baths, 1,210 sqft | $65,000 | $83 |
| Bridge Creek, AR | 3 Beds, 2 Baths, 1,230 sqft | $58,000 | $74 |
| Marais Saline, AR | 2 Beds, 1 Bath, 990 sqft | $51,000 | $81 |
| Grambling | 3 Beds, 1 Bath, 1,460 sqft | $75,000 | $179 |
| Springhill | 3 Beds, 1 Bath, 1,820 sqft | $135,000 | $124 |
| Swartz | 2 Beds, 1 Bath, 1,310 sqft | $100,000 | $74 |
| Wilmington, AR | 3 Beds, 1 Bath, 1,230 sqft | $75,000 | $74 |
Here are some typical claims filed in Bernice:
| Claim | Typical Claim Amount |
|---|---|
| FIRE | $33,000 |
| SMOKE | $14,500 |
| SINKHOLE | $11,500 |
Your Bernice, LA insurance agent (see examples below) can help with your claims.
Here is a list of Bernice, LA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Part Time Job | 550-599 Credit Score | $25 to 50,000 | 1 Pet, Smoker | $410 |
| Full Time Job | 800-850 Credit Score | >$150,000 | 2 Pets, Smoker | $780 |
| Freelancer | 650-699 Credit Score | <$25,000 | 3 Pets, Smoker | $90 |