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Given here are some important aspects of your Albany, LA Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Albany, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Albany, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Albany 2 Beds, 1 Bath, 1230 sqft $101,000 $124
Moonshine 2 Beds, 1 Bath, 1,320 sqft $174,000 $194
New Orleans 2 Beds, 1 Bath, 1,410 sqft $106,000 $178
Metairie 2 Beds, 1 Bath, 1,770 sqft $223,000 $257
Montpelier 3 Beds, 1 Bath, 1,680 sqft $111,000 $127
Old Jefferson 2 Beds, 1 Bath, 1,600 sqft $139,000 $208
Port Vincent 3 Beds, 1 Bath, 1,810 sqft $168,000 $228
Elmwood 3 Beds, 1 Bath, 2,360 sqft $258,000 $340
Liberty, MS 3 Beds, 2 Baths, 1,230 sqft $81,000 $152
Bayou Goula 3 Beds, 1 Bath, 2,230 sqft $155,000 $257
Sorrento 2 Beds, 1 Bath, 1,310 sqft $125,000 $185
Merrydale 3 Beds, 2 Baths, 1,370 sqft $118,000 $168
Taft 3 Beds, 1 Bath, 1,960 sqft $206,000 $177
Brusly 3 Beds, 2 Baths, 1,940 sqft $253,000 $281
Zachary 2 Beds, 1 Bath, 1,800 sqft $185,000 $238
Paulina 2 Beds, 1 Bath, 1,270 sqft $83,000 $116
Convent 3 Beds, 1 Bath, 1,730 sqft $146,000 $201
Inniswold 3 Beds, 1 Bath, 1,950 sqft $184,000 $188
Montz 3 Beds, 1 Bath, 1,390 sqft $102,000 $165
Folsom 3 Beds, 2 Baths, 1,250 sqft $84,000 $140
Mandeville 3 Beds, 1 Bath, 1,340 sqft $92,000 $133

If your Albany, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Albany:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
SINKHOLE $11,500
PHYSICAL DAMAGE $5,000

Your Albany, LA insurance agent (see examples below) can help with your claims.

  • Travelers: Blumberg And Assoc, 1180 highway 51, Ponchatoula, LA, 70454 (985) 386-3874
  • State Farm: Robbie Lee, 227 nw central ave, Amite, LA, 70422-2426 985-748-9000
  • Allstate: Integrity Insurance, 20185 iowa st., Livingston, LA, 70754
  • Liberty Mutual Independent: Schilling & Reid Insurance Age, 137 e oak st, Amite, LA, 70422 (985) 748-9362
  • State Farm: Doug Johnson, 2100 rue simone, Hammond, LA, 70403-5728 985-345-0851

Your Background Impacts Your Home Insurance Quotes

Here is a list of Albany, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score $25 to 50,000 3 Pets, Smoker $1,420
Full Time Job 650-699 Credit Score $100 to $150,000 2 Pets, Non-Smoker $610
Part Time Job 550-599 Credit Score $25 to 50,000 No Pets, Smoker $2,540