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The variables explained here drive your Rayville, LA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Rayville, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Rayville, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Rayville 3 Beds, 1 Bath, 1290 sqft $72,000 $93
Eros 3 Beds, 2 Baths, 1,680 sqft $98,000 $133
Oak Grove 3 Beds, 2 Baths, 1,410 sqft $85,000 $105
West Monroe 3 Beds, 2 Baths, 2,400 sqft $178,000 $165
Newellton 2 Beds, 1 Bath, 1,160 sqft $93,000 $80
Marais Saline, AR 2 Beds, 1 Bath, 1,210 sqft $61,000 $88
Extra, AR 3 Beds, 2 Baths, 1,620 sqft $80,000 $115
Elon, AR 3 Beds, 2 Baths, 1,770 sqft $97,000 $69
St. Joseph 3 Beds, 1 Bath, 2,380 sqft $94,000 $93
Delhi 2 Beds, 1 Bath, 990 sqft $59,000 $82
Pioneer 3 Beds, 2 Baths, 1,900 sqft $98,000 $127
Delta 3 Beds, 1 Bath, 1,900 sqft $80,000 $82
Swartz 2 Beds, 1 Bath, 1,230 sqft $43,000 $57
Choudrant 2 Beds, 1 Bath, 1,380 sqft $79,000 $89
Kilbourne 3 Beds, 1 Bath, 2,140 sqft $88,000 $103
Richmond 2 Beds, 1 Bath, 1,660 sqft $85,000 $108
Olla 3 Beds, 2 Baths, 1,490 sqft $116,000 $111
Oak Ridge 3 Beds, 2 Baths, 1,410 sqft $94,000 $159
Crossett, AR 3 Beds, 1 Bath, 1,320 sqft $84,000 $72
Columbia 3 Beds, 1 Bath, 2,340 sqft $98,000 $183
Calhoun 2 Beds, 1 Bath, 1,780 sqft $112,000 $113

If your Rayville, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Rayville:

Claim Typical Claim Amount
WATER DAMAGE $6,000
FREEZING WATER (INCLUDES BURSTING PIPES) $18,000
WIND $2,000

Your Rayville, LA insurance agent (see examples below) can help with your claims.

  • Travelers: Southern Fidelity Agency Inc, 116 oak st, Delhi, LA, 71232 318-878-7557
  • State Farm: Greg Manley, 409 sheridan ave, Monroe, LA, 71201-5127 318-323-0521
  • Allstate: Affordable Ins Agcy, 1909 louisa st, Rayville, LA, 71269 (318) 728-7280
  • State Farm: Tausha S Sanders, 1605 arizona ave, Monroe, LA, 71202-3601 318-323-2233
  • State Farm: Jeff Leaumont, 4161 sterlington road, Monroe, LA, 71203-2314 318-855-5057

Your Background Impacts Your Home Insurance Quotes

Here is a list of Rayville, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score <$25,000 1 Pet, Smoker $620
Full Time Job 650-699 Credit Score $25 to 50,000 3 Pets, Non-Smoker $980
Part Time Job 700-749 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $2,170