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Milton, LA Home Insurance Rates - What Drives It?

The variables explained here drive your Milton, LA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Milton, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Milton, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Milton 4 Beds, 3 Baths, 2830 sqft $375,000 $316
Jeanerette 3 Beds, 2 Baths, 1,220 sqft $98,000 $109
Ville Platte 3 Beds, 1 Bath, 1,910 sqft $138,000 $155
Ossun 3 Beds, 2 Baths, 2,200 sqft $332,000 $223
Lawtell 4 Beds, 1 Bath, 3,070 sqft $338,000 $248
Roanoke 3 Beds, 1 Bath, 1,320 sqft $119,000 $176
Broussard 3 Beds, 2 Baths, 2,390 sqft $323,000 $267
Branch 3 Beds, 2 Baths, 1,620 sqft $134,000 $210
Chataignier 4 Beds, 3 Baths, 2,360 sqft $249,000 $225
New Iberia 4 Beds, 3 Baths, 2,410 sqft $235,000 $419
Abbeville 4 Beds, 1 Bath, 2,560 sqft $253,000 $216
Jennings 4 Beds, 3 Baths, 1,890 sqft $244,000 $242
Morse 3 Beds, 1 Bath, 1,570 sqft $213,000 $288
Loreauville 3 Beds, 2 Baths, 1,770 sqft $172,000 $271
Church Point 4 Beds, 1 Bath, 1,600 sqft $266,000 $294
Scott 3 Beds, 1 Bath, 1,240 sqft $86,000 $154
Grosse Tete 4 Beds, 3 Baths, 1,970 sqft $190,000 $264
Crescent 4 Beds, 1 Bath, 1,650 sqft $180,000 $157
Cankton 4 Beds, 3 Baths, 1,960 sqft $218,000 $254
Parks 3 Beds, 2 Baths, 1,520 sqft $251,000 $251
Estherwood 4 Beds, 1 Bath, 2,010 sqft $298,000 $227

If your Milton, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Milton:

Claim Typical Claim Amount
FIRE $33,000
SMOKE $14,500
FREEZING WATER (INCLUDES BURSTING PIPES) $18,000

Your Milton, LA insurance agent (see examples below) can help with your claims.

  • Travelers: David H Stiel Jr Agcy, 2205 w pinhook rd ste 101, Lafayette, LA, 70508 337-233-5022
  • Liberty Mutual: Cheryl W. Watson, 111 settlers trace blvd ste 1005, Lafayette, LA, 70508 1-337-262-9189
  • State Farm: Terri Landry, 2655 veterans memorial drive, Abbeville, LA, 70510-4006 337-893-9122
  • Allstate: Orrin J. Dupuis, 255 w mills ave, Breaux Bridge, LA, 70517 (337) 332-6400
  • Liberty Mutual Independent: Thomson Smith & Leach, 809 w summers dr, Abbeville, LA, 70510 (337) 893-2883

Your Background Impacts Your Home Insurance Quotes

Here is a list of Milton, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $75 to $100,000 No Pets, Non-Smoker $1,810
Retired 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $2,090
Full Time Job 550-599 Credit Score $100 to $150,000 2 Pets, Smoker $3,440