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The variables explained here drive your Madison, Louisiana Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Madison, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Madison, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Madison 2 Beds, 1 Bath, 1360 sqft $48,000 $53
Richmond 4 Beds, 2 Baths, 3,270 sqft $183,000 $157
St. Joseph 3 Beds, 1 Bath, 1,920 sqft $76,000 $107
Edwards, MS 2 Beds, 1 Bath, 1,150 sqft $61,000 $82
Vicksburg, MS 2 Beds, 1 Bath, 1,050 sqft $85,000 $62
Wisner 2 Beds, 1 Bath, 1,560 sqft $93,000 $91
Port Gibson, MS 2 Beds, 1 Bath, 1,190 sqft $83,000 $57
Winnsboro 3 Beds, 1 Bath, 1,670 sqft $128,000 $140
Newellton 3 Beds, 1 Bath, 1,260 sqft $67,000 $118
Cary, MS 4 Beds, 2 Baths, 3,030 sqft $142,000 $223
Rayville 2 Beds, 1 Bath, 1,280 sqft $69,000 $68
Alcorn State University, MS 2 Beds, 1 Bath, 970 sqft $69,000 $80
Spokane 3 Beds, 1 Bath, 1,730 sqft $89,000 $123
Epps 3 Beds, 2 Baths, 1,990 sqft $116,000 $213
Bastrop 3 Beds, 1 Bath, 1,950 sqft $117,000 $159
Richwood 4 Beds, 2 Baths, 3,200 sqft $199,000 $365
Forest 4 Beds, 2 Baths, 3,210 sqft $272,000 $246
Utica, MS 4 Beds, 1 Bath, 3,110 sqft $123,000 $103
Swartz 2 Beds, 1 Bath, 1,550 sqft $84,000 $104
Bolton, MS 4 Beds, 2 Baths, 3,070 sqft $234,000 $286
Oak Grove 2 Beds, 1 Bath, 1,270 sqft $71,000 $76

If your Madison, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Madison:

Claim Typical Claim Amount
SMOKE $14,500
OPTIONAL COVERAGE LOSSES $1,000
FIRE $29,000

Your Madison, LA insurance agent (see examples below) can help with your claims.

  • Travelers: Southern Fidelity Agency Inc, 116 oak st, Delhi, LA, 71232 Phone: 318-878-7557
  • State Farm: Tommy Leoty Jr, 307 depot st, Delhi, LA, 71232-2817 318-878-2494

Your Background Impacts Your Home Insurance Quotes

Here is a list of Madison, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $25 to 50,000 1 Pet, Non-Smoker $420
Full Time Job Up to 499 Credit Score $75 to $100,000 No Pets, Non-Smoker $990
Unemployed 750-799 Credit Score <$25,000 3 Pets, Non-Smoker $380