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The issues listed mainly affect Oakdale, Louisiana Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Oakdale, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Oakdale, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Oakdale 3 Beds, 1 Bath, 1320 sqft $81,000 $94
Fort Polk South 3 Beds, 2 Baths, 1,830 sqft $91,000 $179
Morse 3 Beds, 1 Bath, 1,240 sqft $51,000 $102
Alexandria 2 Beds, 1 Bath, 990 sqft $71,000 $64
Ville Platte 4 Beds, 1 Bath, 2,940 sqft $138,000 $153
DeRidder 2 Beds, 1 Bath, 1,160 sqft $79,000 $143
Woodworth 3 Beds, 2 Baths, 1,330 sqft $77,000 $58
Iota 3 Beds, 2 Baths, 2,260 sqft $128,000 $154
Pineville 4 Beds, 3 Baths, 3,320 sqft $240,000 $164
New Llano 3 Beds, 1 Bath, 1,330 sqft $62,000 $84
Palmetto 3 Beds, 1 Bath, 2,270 sqft $86,000 $90
Jennings 2 Beds, 1 Bath, 1,560 sqft $116,000 $101
Forest Hill 4 Beds, 1 Bath, 3,190 sqft $175,000 $268
Rosepine 4 Beds, 2 Baths, 2,100 sqft $117,000 $143
Pitkin 3 Beds, 1 Bath, 1,420 sqft $85,000 $127
Ball 3 Beds, 1 Bath, 2,390 sqft $105,000 $99
Mermentau 4 Beds, 1 Bath, 3,030 sqft $162,000 $242
Bunkie 4 Beds, 3 Baths, 1,760 sqft $113,000 $149
Moss Bluff 4 Beds, 2 Baths, 2,770 sqft $222,000 $193
Fenton 4 Beds, 1 Bath, 2,200 sqft $118,000 $166
Center Point 4 Beds, 3 Baths, 2,370 sqft $139,000 $193

If your Oakdale, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Oakdale:

Claim Typical Claim Amount
PHYSICAL DAMAGE $5,500
THEFT/BURGLARY $3,000
FIRE $29,000

Your Oakdale, LA insurance agent (see examples below) can help with your claims.

  • Travelers: Hays Agency, 1038 fifth ave., Glenmora, LA, 71433
  • State Farm: Donna Bell, 361 highway 165 n, Oakdale, LA, 71463-2588 318-215-9994

Your Background Impacts Your Home Insurance Quotes

Here is a list of Oakdale, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score $50 to $75,000 No Pets, Smoker $420
Retired 700-749 Credit Score No Income 3 Pets, Non-Smoker $990
Full Time Job 550-599 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $1,260