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In Depth Analysis of Ponchatoula, Louisiana Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Ponchatoula, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ponchatoula, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ponchatoula 4 Beds, 1 Bath, 3100 sqft $219,000 $341
Choctaw 3 Beds, 1 Bath, 1,810 sqft $189,000 $176
Plaquemine 4 Beds, 1 Bath, 3,380 sqft $359,000 $486
Destrehan 3 Beds, 2 Baths, 1,250 sqft $92,000 $201
Meraux 3 Beds, 2 Baths, 2,310 sqft $185,000 $281
Waggaman 2 Beds, 1 Bath, 1,790 sqft $161,000 $246
Prairieville 3 Beds, 2 Baths, 2,380 sqft $228,000 $292
Belle Chasse 2 Beds, 1 Bath, 1,510 sqft $165,000 $139
Tickfaw 4 Beds, 1 Bath, 2,390 sqft $169,000 $219
Tylertown, MS 2 Beds, 1 Bath, 1,340 sqft $119,000 $150
Harvey 2 Beds, 1 Bath, 1,710 sqft $201,000 $188
Lacombe 4 Beds, 1 Bath, 3,060 sqft $294,000 $363
Edgard 2 Beds, 1 Bath, 1,120 sqft $72,000 $109
Independence 3 Beds, 2 Baths, 2,330 sqft $212,000 $149
Woodmere 3 Beds, 1 Bath, 1,700 sqft $137,000 $141
Folsom 2 Beds, 1 Bath, 1,190 sqft $92,000 $127
Clinton 4 Beds, 1 Bath, 2,830 sqft $270,000 $350
Zachary 3 Beds, 2 Baths, 1,280 sqft $140,000 $130
Natalbany 3 Beds, 1 Bath, 1,710 sqft $134,000 $131
Norco 3 Beds, 1 Bath, 1,800 sqft $182,000 $190
Picayune, MS 3 Beds, 2 Baths, 1,240 sqft $138,000 $122

If your Ponchatoula, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ponchatoula:

Claim Typical Claim Amount
SINKHOLE $14,000
FREEZING WATER (INCLUDES BURSTING PIPES) $15,000
SMOKE $14,500

Your Ponchatoula, LA insurance agent (see examples below) can help with your claims.

  • Travelers: David H Stiel Jr Agcy, 118 southwest railroad ave, Hammond, LA, 70404 Phone: 985-542-8220
  • Liberty Mutual: Casey Kebodeaux, 5241 pinnacle pkwy, Covington, LA, 70433 1-985-327-6347
  • State Farm: Stan Johnson, 1001 w thomas st, Hammond, LA, 70401-3039 985-542-4000
  • Allstate: Ross Shales, 4990 highway 22 ste c, Mandeville, LA, 70471 (985) 845-0034
  • Liberty Mutual Independent: Dave Millet Ins Agcy Hammond, 902 c m fagan dr ste e, Hammond, LA, 70403 (985) 510-6025

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ponchatoula, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $75 to $100,000 1 Pet, Non-Smoker $1,000
Unemployed 550-599 Credit Score <$25,000 3 Pets, Smoker $3,940
Retired 650-699 Credit Score No Income 2 Pets, Non-Smoker $400