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Gain useful knowledge on Central, Louisiana Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Central, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Central, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Central 4 Beds, 1 Bath, 3160 sqft $417,000 $299
Brusly 3 Beds, 1 Bath, 1,700 sqft $151,000 $191
Greensburg 2 Beds, 1 Bath, 1,090 sqft $128,000 $83
Montpelier 4 Beds, 3 Baths, 2,120 sqft $171,000 $260
Erwinville 4 Beds, 2 Baths, 1,610 sqft $146,000 $148
Pleasure Bend 2 Beds, 1 Bath, 1,000 sqft $61,000 $104
Natalbany 2 Beds, 1 Bath, 1,680 sqft $141,000 $249
New Roads 2 Beds, 1 Bath, 920 sqft $62,000 $122
Old Jefferson 4 Beds, 2 Baths, 2,980 sqft $357,000 $455
Tickfaw 3 Beds, 1 Bath, 2,080 sqft $208,000 $205
French Settlement 2 Beds, 1 Bath, 1,350 sqft $138,000 $147
Laplace 3 Beds, 1 Bath, 2,290 sqft $169,000 $166
Napoleonville 4 Beds, 3 Baths, 2,320 sqft $169,000 $272
Wilson 4 Beds, 2 Baths, 1,880 sqft $214,000 $232
Hester 4 Beds, 3 Baths, 3,150 sqft $394,000 $444
Westminster 3 Beds, 2 Baths, 1,290 sqft $111,000 $155
Livonia 3 Beds, 2 Baths, 2,400 sqft $339,000 $243
Henderson 3 Beds, 1 Bath, 1,500 sqft $178,000 $191
Reserve 2 Beds, 1 Bath, 1,040 sqft $85,000 $133
Belle Rose 2 Beds, 1 Bath, 1,580 sqft $166,000 $251
Walker 4 Beds, 3 Baths, 1,690 sqft $151,000 $253

If your Central, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Central:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $15,000
OPTIONAL COVERAGE LOSSES $1,000
WATER DAMAGE $6,000

Your Central, LA insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Juban Insurance Group, 4319 bluebonnet blvd, Baton Rouge, LA, 70809 Phone: 225-291-0405
  • Travelers: Mcinnis Insurance Services Inc, 7814 office park blvd, Baton Rouge, LA, 70809 Phone: 225-926-0860
  • Liberty Mutual: Deette H Ross Lutcf", 9100 bluebonnet centre blvd ste 402, Baton Rouge, LA, 70809 1-225-292-8808
  • GEICO: Mike Long, 7089 siegen lane suite a, Baton Rouge, LA, 70809 225-295-7675
  • State Farm: Jim Crane, 7285 highland rd, Baton Rouge, LA, 70808-6621 225-766-7085

Your Background Impacts Your Home Insurance Quotes

Here is a list of Central, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score No Income No Pets, Non-Smoker $1,460
Part Time Job 500-549 Credit Score $25 to 50,000 2 Pets, Non-Smoker $1,320
Freelancer 750-799 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $260