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This startling study about Chalmette, Louisiana Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Chalmette, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Chalmette, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Chalmette 2 Beds, 1 Bath, 1310 sqft $99,000 $108
Garyville 2 Beds, 1 Bath, 1,680 sqft $158,000 $189
Grand Point 4 Beds, 2 Baths, 1,890 sqft $165,000 $134
Poydras 2 Beds, 1 Bath, 1,290 sqft $117,000 $144
Wallace 3 Beds, 2 Baths, 1,350 sqft $143,000 $106
Springfield 4 Beds, 2 Baths, 3,250 sqft $283,000 $220
Ama 4 Beds, 3 Baths, 2,130 sqft $117,000 $223
Harahan 3 Beds, 2 Baths, 2,220 sqft $202,000 $146
Hide-A-Way Lake, MS 4 Beds, 2 Baths, 2,760 sqft $195,000 $296
Kiln, MS 3 Beds, 2 Baths, 1,270 sqft $133,000 $95
New Sarpy 2 Beds, 1 Bath, 910 sqft $100,000 $82
Slidell 2 Beds, 1 Bath, 1,140 sqft $88,000 $111
Killian 3 Beds, 2 Baths, 1,910 sqft $140,000 $292
Taft 2 Beds, 1 Bath, 1,010 sqft $89,000 $118
Paulina 3 Beds, 1 Bath, 1,430 sqft $97,000 $127
Lafitte 2 Beds, 1 Bath, 920 sqft $73,000 $85
Hester 3 Beds, 1 Bath, 1,740 sqft $170,000 $111
River Ridge 2 Beds, 1 Bath, 1,030 sqft $77,000 $102
Westwego 3 Beds, 1 Bath, 1,290 sqft $79,000 $108
Bayou Blue 4 Beds, 2 Baths, 2,650 sqft $231,000 $282
Gretna 4 Beds, 1 Bath, 2,470 sqft $197,000 $278

If your Chalmette, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Chalmette:

Claim Typical Claim Amount
SINKHOLE $14,000
WIND $2,000
WATER DAMAGE $6,000

Your Chalmette, LA insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Eustis Insurance Inc, 110 veterans memorial blvd, Metairie, LA, 70005 (504) 784-6297
  • Travelers: Lastrapes Insurance Agency, 110 veterans blvd suite 110a, Metairie, LA, 70005 504-488-3838
  • Liberty Mutual: Codie Cavalier, 3850 n. causeway blvd. ste 210, Covington, LA, 70002 1-504-837-7000
  • GEICO: Allen Boudreaux, 4051 veterans memorial boulevard suite 100, Metairie, LA, 70002 504-457-2345
  • State Farm: Chris Nolan, 201 saint charles ave ste 224, New Orleans, LA, 70170-1024 504-522-9560

Your Background Impacts Your Home Insurance Quotes

Here is a list of Chalmette, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income 3 Pets, Non-Smoker $1,120
Part Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $380
Freelancer 700-749 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $360