Read amazing research on St. Charles, Louisiana Home Insurance Rates which will help keep your rates really cheap.
Here is a list of replacement costs & home insurance for St. Charles, LA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| St. Charles | 4 Beds, 3 Baths, 3280 sqft | $302,000 | $372 |
| Bayou Country Club | 3 Beds, 2 Baths, 1,270 sqft | $104,000 | $145 |
| Lemannville | 4 Beds, 1 Bath, 2,110 sqft | $161,000 | $178 |
| Lafourche Crossing | 2 Beds, 1 Bath, 1,590 sqft | $232,000 | $227 |
| New Sarpy | 2 Beds, 1 Bath, 1,700 sqft | $197,000 | $161 |
| Lockport Heights | 3 Beds, 2 Baths, 2,070 sqft | $152,000 | $213 |
| Westwego | 3 Beds, 1 Bath, 2,180 sqft | $196,000 | $484 |
| Kenner | 4 Beds, 1 Bath, 1,850 sqft | $136,000 | $222 |
| Paulina | 3 Beds, 1 Bath, 1,410 sqft | $175,000 | $176 |
| Schriever | 4 Beds, 3 Baths, 3,190 sqft | $348,000 | $326 |
| Ponchatoula | 2 Beds, 1 Bath, 1,270 sqft | $128,000 | $186 |
| Port Sulphur | 3 Beds, 2 Baths, 2,080 sqft | $155,000 | $225 |
| Poydras | 2 Beds, 1 Bath, 1,150 sqft | $121,000 | $94 |
| Lutcher | 3 Beds, 2 Baths, 1,630 sqft | $213,000 | $175 |
| Prairieville | 2 Beds, 1 Bath, 1,690 sqft | $151,000 | $263 |
| Gretna | 2 Beds, 1 Bath, 1,350 sqft | $198,000 | $199 |
| Chauvin | 2 Beds, 1 Bath, 1,180 sqft | $137,000 | $120 |
| Harvey | 3 Beds, 2 Baths, 1,630 sqft | $169,000 | $346 |
| Paradis | 4 Beds, 2 Baths, 2,000 sqft | $190,000 | $396 |
| Terrytown | 4 Beds, 3 Baths, 2,300 sqft | $177,000 | $215 |
| Boutte | 4 Beds, 3 Baths, 3,260 sqft | $462,000 | $269 |
Here are some typical claims filed in St. Charles:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $2,000 |
| WATER DAMAGE | $6,000 |
| FREEZING WATER (INCLUDES BURSTING PIPES) | $15,000 |
Your St. Charles, LA insurance agent (see examples below) can help with your claims.
Here is a list of St. Charles, LA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 700-749 Credit Score | $25 to 50,000 | 1 Pet, Smoker | $1,600 |
| Unemployed | Up to 499 Credit Score | No Income | No Pets, Non-Smoker | $870 |
| Retired | 650-699 Credit Score | $25 to 50,000 | More than 3 Pets at home, Smoker | $1,250 |