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Understand never seen data about Empire, LA Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Empire, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Empire, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Empire 2 Beds, 1 Bath, 1600 sqft $100,000 $142
Belle Chasse 4 Beds, 3 Baths, 1,660 sqft $85,000 $106
Golden Meadow 4 Beds, 1 Bath, 3,230 sqft $160,000 $264
Empire 3 Beds, 1 Bath, 1,490 sqft $109,000 $83
New Orleans 3 Beds, 1 Bath, 2,020 sqft $95,000 $144
Elmwood 4 Beds, 3 Baths, 1,800 sqft $166,000 $117
Arabi 3 Beds, 1 Bath, 1,680 sqft $73,000 $146
Galliano 3 Beds, 2 Baths, 2,260 sqft $140,000 $274
Lafitte 4 Beds, 2 Baths, 1,930 sqft $84,000 $164
Harahan 2 Beds, 1 Bath, 1,800 sqft $93,000 $188
Harvey 4 Beds, 3 Baths, 3,010 sqft $200,000 $354
Venice 4 Beds, 1 Bath, 3,320 sqft $180,000 $193
Violet 2 Beds, 1 Bath, 1,560 sqft $108,000 $116
Pointe a la Hache 3 Beds, 1 Bath, 1,890 sqft $147,000 $127
Buras 2 Beds, 1 Bath, 1,070 sqft $96,000 $122
Cut Off 3 Beds, 2 Baths, 2,340 sqft $196,000 $217
Timberlane 2 Beds, 1 Bath, 1,000 sqft $59,000 $129
Bridge City 4 Beds, 2 Baths, 2,730 sqft $212,000 $178
Chalmette 2 Beds, 1 Bath, 1,230 sqft $82,000 $111
Gretna 2 Beds, 1 Bath, 1,640 sqft $116,000 $133
Estelle 4 Beds, 2 Baths, 3,170 sqft $207,000 $196

If your Empire, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Empire:

Claim Typical Claim Amount
PHYSICAL DAMAGE $5,000
SINKHOLE $11,500
SMOKE $14,500

Your Empire, LA insurance agent (see examples below) can help with your claims.

  • Travelers: Global Special Risks Inc, 1100 poydras st ste 1200, New Orleans, LA, 70163 504-828-7874
  • State Farm: Randy Bordlee, 4650 gen degaulle dr ste 102, New Orleans, LA, 70131-7145 504-392-9300
  • Allstate: Kent Bouvier, 16150 w main st # a, Cut Off, LA, 70345 (985) 632-4422
  • Liberty Mutual Independent: J Everett Eaves, 650 poydras st, ste 1500 new orleans, New Orleans, LA, 70130
  • State Farm: Barbara Schexnayder, 429 wall blvd ste 2, Gretna, LA, 70056-7771 504-391-0055

Your Background Impacts Your Home Insurance Quotes

Here is a list of Empire, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score $25 to 50,000 3 Pets, Non-Smoker $750
Freelancer 650-699 Credit Score <$25,000 More than 3 Pets at home, Smoker $320
Unemployed 500-549 Credit Score <$25,000 No Pets, Non-Smoker $1,260