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Morse, LA Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Morse, LA Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Morse, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Morse, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Morse 4 Beds, 1 Bath, 1660 sqft $62,000 $146
Iota 3 Beds, 2 Baths, 1,560 sqft $52,000 $86
Reddell 3 Beds, 1 Bath, 1,250 sqft $67,000 $82
Breaux Bridge 3 Beds, 2 Baths, 1,230 sqft $66,000 $89
Loreauville 2 Beds, 1 Bath, 1,370 sqft $74,000 $65
Port Barre 4 Beds, 2 Baths, 3,050 sqft $147,000 $171
Hayes 3 Beds, 1 Bath, 1,280 sqft $45,000 $97
Fenton 4 Beds, 2 Baths, 2,110 sqft $105,000 $147
Egan 3 Beds, 2 Baths, 2,090 sqft $94,000 $142
Leonville 3 Beds, 1 Bath, 1,610 sqft $113,000 $119
Delcambre 2 Beds, 1 Bath, 1,030 sqft $37,000 $79
Mamou 3 Beds, 1 Bath, 1,420 sqft $100,000 $124
Moss Bluff 2 Beds, 1 Bath, 1,140 sqft $65,000 $132
Abbeville 4 Beds, 3 Baths, 3,100 sqft $208,000 $196
Kaplan 2 Beds, 1 Bath, 1,540 sqft $133,000 $109
Mermentau 2 Beds, 1 Bath, 1,430 sqft $99,000 $113
Opelousas 4 Beds, 3 Baths, 2,330 sqft $144,000 $245
Reeves 4 Beds, 2 Baths, 2,320 sqft $133,000 $172
Prien 2 Beds, 1 Bath, 1,540 sqft $95,000 $89
Kinder 3 Beds, 2 Baths, 2,240 sqft $134,000 $132
Lawtell 2 Beds, 1 Bath, 1,660 sqft $97,000 $104

If your Morse, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Morse:

Claim Typical Claim Amount
FIRE $33,000
PHYSICAL DAMAGE $5,000
SMOKE $14,500

Your Morse, LA insurance agent (see examples below) can help with your claims.

  • Travelers: C J Prevost Ins Agcy Inc, 108 w branche st, Rayne, LA, 70578
  • State Farm: Shelby Comeaux, 809 n parkerson ave, Crowley, LA, 70526-3607 337-783-7074
  • Allstate: Heath Leonards, 611 clegg st, Rayne, LA, 70578 (337) 522-7585
  • Liberty Mutual Independent: Hearod Insurance Llc, 1010 n lake arthur ave, Jennings, LA, 70546 (337) 824-4455
  • Travelers: C J Prevost Ins Agcy Inc, 108 west branche, Rayne, LA, 70578 337-334-5152

Your Background Impacts Your Home Insurance Quotes

Here is a list of Morse, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score No Income 1 Pet, Smoker $760
Part Time Job Up to 499 Credit Score $25 to 50,000 No Pets, Smoker $150
Unemployed 650-699 Credit Score No Income More than 3 Pets at home, Smoker $440