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Some really great indicators on Richmond, LA Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Richmond, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Richmond, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Richmond 3 Beds, 2 Baths, 1900 sqft $92,000 $189
Newellton 2 Beds, 1 Bath, 1,210 sqft $65,000 $94
Bolton, MS 2 Beds, 1 Bath, 1,520 sqft $107,000 $102
Bastrop 3 Beds, 1 Bath, 2,030 sqft $160,000 $208
Start 2 Beds, 1 Bath, 980 sqft $47,000 $90
Rayville 2 Beds, 1 Bath, 1,000 sqft $56,000 $61
Anguilla, MS 2 Beds, 1 Bath, 1,140 sqft $65,000 $85
Epps 2 Beds, 1 Bath, 1,190 sqft $68,000 $122
Mayersville, MS 3 Beds, 1 Bath, 1,700 sqft $96,000 $149
Oak Grove 3 Beds, 2 Baths, 1,320 sqft $90,000 $106
Winnsboro 2 Beds, 1 Bath, 1,650 sqft $94,000 $73
Mer Rouge 3 Beds, 1 Bath, 1,520 sqft $125,000 $108
Kilbourne 2 Beds, 1 Bath, 980 sqft $57,000 $71
Mound 2 Beds, 1 Bath, 1,510 sqft $84,000 $154
Raymond, MS 2 Beds, 1 Bath, 1,620 sqft $85,000 $80
Vicksburg, MS 2 Beds, 1 Bath, 1,680 sqft $99,000 $168
Waterproof 3 Beds, 2 Baths, 1,340 sqft $72,000 $99
Delhi 2 Beds, 1 Bath, 1,450 sqft $127,000 $132
Port Gibson, MS 2 Beds, 1 Bath, 1,380 sqft $70,000 $65
Bonita 3 Beds, 2 Baths, 1,840 sqft $92,000 $148
Edwards, MS 3 Beds, 2 Baths, 1,740 sqft $134,000 $142

If your Richmond, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Richmond:

Claim Typical Claim Amount
WIND $2,000
SMOKE $14,500
EARTH MOVEMENT $15,500

Your Richmond, LA insurance agent (see examples below) can help with your claims.

  • Travelers: Southern Fidelity Agency Inc, 116 oak st , Delhi, LA, 71232
  • State Farm: Robyn Lea, 2170 s frontage rd ste 1, Vicksburg, MS, 39180-5636 601-636-4555
  • Allstate: Hennessey Thames & Leavitt, 1001 belmont st, Vicksburg, MS, 39180 (601) 636-5560
  • Nationwide: The Muirhead Agency Inc., 2000 clay st, Vicksburg, MS, 39183-3117 (601) 631-0111
  • Liberty Mutual Independent: Vicksburg Insurance Agency Inc., 2640 s frontage rd, Vicksburg, MS, 39180 (601) 638-6202

Your Background Impacts Your Home Insurance Quotes

Here is a list of Richmond, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income No Pets, Smoker $430
Freelancer 800-850 Credit Score $25 to 50,000 1 Pet, Smoker $770
Full Time Job Up to 499 Credit Score >$150,000 2 Pets, Non-Smoker $1,310