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The variables explained here drive your Jefferson, Louisiana Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Jefferson, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Jefferson, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Jefferson 2 Beds, 1 Bath, 1610 sqft $142,000 $155
New Orleans 2 Beds, 1 Bath, 960 sqft $100,000 $145
Ama 3 Beds, 2 Baths, 1,370 sqft $183,000 $185
Norco 2 Beds, 1 Bath, 1,380 sqft $133,000 $189
Larose 3 Beds, 1 Bath, 2,080 sqft $215,000 $141
Grand Point 2 Beds, 1 Bath, 1,070 sqft $124,000 $132
Gretna 3 Beds, 2 Baths, 1,270 sqft $117,000 $210
Hahnville 4 Beds, 1 Bath, 3,380 sqft $526,000 $368
Kraemer 2 Beds, 1 Bath, 1,530 sqft $115,000 $278
Montz 2 Beds, 1 Bath, 970 sqft $91,000 $140
North Vacherie 4 Beds, 1 Bath, 2,030 sqft $134,000 $235
Edgard 2 Beds, 1 Bath, 1,760 sqft $149,000 $136
Lockport 3 Beds, 2 Baths, 1,390 sqft $96,000 $231
Gramercy 2 Beds, 1 Bath, 1,620 sqft $159,000 $195
Estelle 2 Beds, 1 Bath, 1,340 sqft $138,000 $146
Raceland 3 Beds, 2 Baths, 2,400 sqft $214,000 $311
Lockport Heights 4 Beds, 2 Baths, 3,280 sqft $263,000 $440
Violet 2 Beds, 1 Bath, 990 sqft $115,000 $99
Boutte 4 Beds, 3 Baths, 2,030 sqft $184,000 $141
Destrehan 2 Beds, 1 Bath, 1,590 sqft $200,000 $183
Harvey 3 Beds, 2 Baths, 1,580 sqft $146,000 $159

If your Jefferson, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Jefferson:

Claim Typical Claim Amount
FIRE $29,000
THEFT/BURGLARY $3,000
SINKHOLE $14,000

Your Jefferson, LA insurance agent (see examples below) can help with your claims.

  • Travelers: Kris Gaudet Ins & Financial Services Inc, 14863 w main st, Cut Off, LA, 70345 985-632-6049
  • State Farm: Tommy Fay, 113 lapalco blvd ste 205, Gretna, LA, 70056-7100 504-393-9200
  • Allstate: Alex Bellow, 1801 stumpf blvd ste 2b, Terrytown, LA, 70056 (504) 365-1220
  • Liberty Mutual Independent: J Everett Eaves, 650 poydras st, ste 1500 new¬†orleans, New Orleans, LA, 70130
  • State Farm: Sue Cambre, 915 fifth street, Gretna, LA, 70053-6003 504-368-8989

Your Background Impacts Your Home Insurance Quotes

Here is a list of Jefferson, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $2,720
Unemployed Up to 499 Credit Score No Income 2 Pets, Smoker $1,370
Freelancer 500-549 Credit Score $75 to $100,000 No Pets, Non-Smoker $1,900