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Ascension, LA Home Insurance Rates - What Drives It?

The variables explained here drive your Ascension, Louisiana Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Ascension, LA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ascension, LA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ascension 4 Beds, 1 Bath, 1840 sqft $228,000 $150
Taft 3 Beds, 2 Baths, 1,640 sqft $133,000 $146
Jeanerette 4 Beds, 1 Bath, 2,320 sqft $289,000 $327
Supreme 2 Beds, 1 Bath, 1,710 sqft $184,000 $255
Erwinville 3 Beds, 1 Bath, 1,550 sqft $133,000 $165
Harahan 2 Beds, 1 Bath, 950 sqft $101,000 $150
Kraemer 2 Beds, 1 Bath, 1,750 sqft $214,000 $235
Raceland 4 Beds, 2 Baths, 3,340 sqft $275,000 $537
Des Allemands 3 Beds, 1 Bath, 2,250 sqft $313,000 $284
Shenandoah 3 Beds, 1 Bath, 1,280 sqft $130,000 $133
Lafourche Crossing 4 Beds, 2 Baths, 2,770 sqft $265,000 $269
New Sarpy 2 Beds, 1 Bath, 1,580 sqft $130,000 $164
Hammond 2 Beds, 1 Bath, 1,160 sqft $154,000 $154
Charenton 3 Beds, 2 Baths, 1,670 sqft $173,000 $175
Moonshine 3 Beds, 1 Bath, 2,050 sqft $195,000 $242
White Castle 3 Beds, 1 Bath, 2,260 sqft $228,000 $369
Brusly 3 Beds, 1 Bath, 1,470 sqft $165,000 $158
Berwick 4 Beds, 3 Baths, 3,300 sqft $351,000 $289
Paulina 2 Beds, 1 Bath, 1,410 sqft $104,000 $130
Hahnville 3 Beds, 2 Baths, 2,110 sqft $171,000 $218
Bourg 3 Beds, 1 Bath, 2,350 sqft $250,000 $296

If your Ascension, LA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ascension:

Claim Typical Claim Amount
FIRE $29,000
WIND $2,000
THEFT/BURGLARY $3,000

Your Ascension, LA insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Insurance Network Of Louisiana, 4606 bluebonnet blvd. , Baton Rouge, LA, 70809
  • Travelers: David Cordell Insurance, 7942 picardy ave suite d , Baton Rouge, LA, 70809 (225) 372-8386
  • Liberty Mutual: Deette H Ross Lutcf", 9100 bluebonnet centre blvd ste 402, Baton Rouge, LA, 70809 1-225-292-8808
  • GEICO: Mike Long, 7089 siegen lane suite a, Baton Rouge, LA, 70809 225-295-7675
  • State Farm: Bill Lemoine, 11821 coursey blvd, Baton Rouge, LA, 70816-4656 225-293-4978

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ascension, LA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score >$150,000 2 Pets, Smoker $350
Freelancer 800-850 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $210
Retired 750-799 Credit Score $25 to 50,000 3 Pets, Non-Smoker $520