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Check out some must see numbers behind your Rochester, KY Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Rochester, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Rochester, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Rochester 3 Beds, 2 Baths, 1730 sqft $141,000 $28
Franklin 3 Beds, 2 Baths, 2,290 sqft $198,000 $70
Slaughters 2 Beds, 1 Bath, 1,160 sqft $54,000 $29
Settle 2 Beds, 1 Bath, 1,500 sqft $134,000 $34
Rocky Hill 2 Beds, 1 Bath, 1,710 sqft $146,000 $34
Rochester 2 Beds, 1 Bath, 1,690 sqft $136,000 $41
Nebo 3 Beds, 2 Baths, 1,340 sqft $91,000 $56
Walnut Grove, TN 2 Beds, 1 Bath, 1,560 sqft $84,000 $34
Hardinsburg 2 Beds, 1 Bath, 1,230 sqft $99,000 $23
Munfordville 3 Beds, 1 Bath, 2,040 sqft $98,000 $52
Drakesboro 2 Beds, 1 Bath, 1,710 sqft $92,000 $37
Hudson 3 Beds, 2 Baths, 2,370 sqft $220,000 $70
Welchs Creek 2 Beds, 1 Bath, 1,280 sqft $78,000 $35
Lewisburg 3 Beds, 2 Baths, 1,720 sqft $159,000 $40
Plum Springs 3 Beds, 1 Bath, 2,140 sqft $156,000 $50
Fort Campbell North 2 Beds, 1 Bath, 1,650 sqft $116,000 $58
Owensboro 3 Beds, 2 Baths, 2,320 sqft $142,000 $49
Browning 3 Beds, 2 Baths, 2,140 sqft $152,000 $52
Brownsville 2 Beds, 1 Bath, 1,030 sqft $47,000 $21
Portland, TN 3 Beds, 1 Bath, 1,630 sqft $121,000 $33
Oakland 3 Beds, 1 Bath, 2,140 sqft $156,000 $58

If your Rochester, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Rochester:

Claim Typical Claim Amount
WATER DAMAGE $6,000
SMOKE $9,500
WIND $4,500

Your Rochester, KY insurance agent (see examples below) can help with your claims.

  • Travelers: The Insurance Depot Inc, 949 north main, Beaver Dam, KY, 42320 270-274-7700
  • State Farm: John Kirtley, 422 n main st, Greenville, KY, 42345-1412 270-338-2323
  • Allstate: Kevin Rice, 707 w everly bros blvd, Central City, KY, 42330 (270) 757-0012
  • Nationwide: Melvin Wayne Horn Agency, 311 n main street, Greenville, KY, 42345 (270) 338-7770
  • State Farm: Amber Vincent, 1603 w everly brothers blvd, Central City, KY, 42330-2710 270-754-5165

Your Background Impacts Your Home Insurance Quotes

Here is a list of Rochester, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score <$25,000 1 Pet, Smoker $370
Part Time Job Up to 499 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $100
Full Time Job 700-749 Credit Score $75 to $100,000 2 Pets, Smoker $240