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In Depth Analysis of Bardwell, KY Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Bardwell, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bardwell, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bardwell 2 Beds, 1 Bath, 1200 sqft $80,000 $26
Cairo, IL 3 Beds, 2 Baths, 2,080 sqft $101,000 $33
Elvira, IL 3 Beds, 2 Baths, 2,180 sqft $96,000 $24
Vienna, IL 3 Beds, 2 Baths, 1,340 sqft $52,000 $20
Farmington 3 Beds, 1 Bath, 1,200 sqft $61,000 $22
Goreville No. 2, IL 2 Beds, 1 Bath, 960 sqft $70,000 $21
Anna, IL 2 Beds, 1 Bath, 1,010 sqft $75,000 $31
Stokes, IL 3 Beds, 1 Bath, 2,150 sqft $103,000 $40
Wickliffe 4 Beds, 1 Bath, 2,150 sqft $156,000 $39
Welch, MO 2 Beds, 1 Bath, 1,400 sqft $53,000 $21
Troy, TN 3 Beds, 1 Bath, 1,270 sqft $68,000 $11
Murray 4 Beds, 2 Baths, 2,450 sqft $130,000 $27
Wingo 2 Beds, 1 Bath, 1,730 sqft $77,000 $40
Samburg, TN 3 Beds, 1 Bath, 2,370 sqft $97,000 $45
Dresden, TN 3 Beds, 2 Baths, 1,870 sqft $116,000 $47
St. James, MO 4 Beds, 2 Baths, 1,710 sqft $108,000 $43
Oran, MO 3 Beds, 2 Baths, 2,060 sqft $87,000 $42
Vanduser, MO 2 Beds, 1 Bath, 1,650 sqft $61,000 $26
Golconda No. 3, IL 4 Beds, 2 Baths, 2,530 sqft $80,000 $52
Freemont 4 Beds, 2 Baths, 2,240 sqft $85,000 $46
Trimble, TN 3 Beds, 1 Bath, 1,430 sqft $78,000 $30

If your Bardwell, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bardwell:

Claim Typical Claim Amount
HAIL $6,000
WIND $4,500
OPTIONAL COVERAGE LOSSES $11,000

Your Bardwell, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Steve Ward Vasseur Agency, 340 court st, Wickliffe, KY, 42087 (270) 335-5334
  • Farmers: Sharon Kirby, 219 e main st, East Prairie, MO, 63845 (573) 649-9946
  • Travelers: Hicks Insurance Agency, 203 s main, Charleston, MO, 63834 573-683-6557
  • Liberty Mutual Independent: Coon Ins Agency Inc, 113 n main st, Charleston, MO, 63834 573-683-3756
  • State Farm: Brett Matthews, 200 e marshall st, Charleston, MO, 63834-1700 573-683-3710

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bardwell, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income 1 Pet, Smoker $360
Full Time Job 600-649 Credit Score $50 to $75,000 2 Pets, Non-Smoker $470
Retired 700-749 Credit Score <$25,000 More than 3 Pets at home, Smoker $410