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This startling study about Cerulean, KY Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Cerulean, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cerulean, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cerulean 2 Beds, 1 Bath, 1060 sqft $61,000 $29
Paducah 2 Beds, 1 Bath, 1,190 sqft $105,000 $31
Reidland 3 Beds, 1 Bath, 1,610 sqft $68,000 $35
Stone Church, IL 3 Beds, 2 Baths, 2,150 sqft $146,000 $55
Land Between the Lakes 3 Beds, 2 Baths, 1,690 sqft $143,000 $33
White Plains 3 Beds, 1 Bath, 1,830 sqft $97,000 $36
Smithland 2 Beds, 1 Bath, 1,520 sqft $142,000 $42
Brookport, IL 2 Beds, 1 Bath, 1,680 sqft $102,000 $22
Mayfield 2 Beds, 1 Bath, 1,380 sqft $115,000 $27
Golconda, IL 3 Beds, 2 Baths, 1,360 sqft $77,000 $48
Oak Grove 3 Beds, 2 Baths, 1,740 sqft $165,000 $43
Penrod 3 Beds, 1 Bath, 2,350 sqft $184,000 $102
Sacramento 2 Beds, 1 Bath, 1,590 sqft $88,000 $33
Clarksville, TN 3 Beds, 2 Baths, 2,330 sqft $162,000 $73
Crittenden 2 Beds, 1 Bath, 1,240 sqft $80,000 $26
New Concord 3 Beds, 1 Bath, 1,290 sqft $87,000 $43
Pembroke 3 Beds, 1 Bath, 2,250 sqft $211,000 $47
Allensville 2 Beds, 1 Bath, 1,530 sqft $96,000 $45
McFarlan, IL 2 Beds, 1 Bath, 970 sqft $53,000 $35
East Brooklyn, IL 2 Beds, 1 Bath, 1,130 sqft $64,000 $29
Hanson 2 Beds, 1 Bath, 1,460 sqft $114,000 $33

If your Cerulean, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cerulean:

Claim Typical Claim Amount
WIND $4,500
PHYSICAL DAMAGE $3,500
WATER DAMAGE $6,000

Your Cerulean, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Raymond Nelson Insurance Agency Inc, 3205 lafayette rd, Hopkinsville, KY, 42241 270-885-1800
  • State Farm: Larry Faughn, 402 n jefferson st, Princeton, KY, 42445-1553 270-365-7521
  • Allstate: Kristy Walker, 4447 canton pike, Hopkinsville, KY, 42240 (270) 707-0404
  • Liberty Mutual Independent: Goodwin Insurance Agency Inc, 312 w market st, Princeton, KY, 42445
  • Allstate: Woodall Agency, 110 w washington st, Princeton, KY, 42445 (270) 365-5541

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cerulean, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score $50 to $75,000 2 Pets, Smoker $80
Part Time Job 550-599 Credit Score <$25,000 3 Pets, Smoker $110
Retired 600-649 Credit Score No Income No Pets, Smoker $350