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The issues listed mainly affect Midway, KY Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Midway, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Midway, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Midway 4 Beds, 1 Bath, 2090 sqft $204,000 $61
Stanford 2 Beds, 1 Bath, 1,240 sqft $149,000 $68
Patriot, IN 2 Beds, 1 Bath, 1,300 sqft $116,000 $55
Fayette 3 Beds, 1 Bath, 1,250 sqft $147,000 $56
St. Regis Park 4 Beds, 1 Bath, 1,810 sqft $152,000 $52
Anchorage 4 Beds, 1 Bath, 3,220 sqft $298,000 $98
Brownsboro Farm 4 Beds, 3 Baths, 1,880 sqft $184,000 $61
Middletown 2 Beds, 1 Bath, 1,620 sqft $133,000 $55
Ten Broeck 2 Beds, 1 Bath, 1,510 sqft $128,000 $75
Pleasureville 2 Beds, 1 Bath, 1,590 sqft $180,000 $50
Lexington 2 Beds, 1 Bath, 930 sqft $91,000 $20
Smithfield 4 Beds, 2 Baths, 3,260 sqft $312,000 $84
Willisburg 2 Beds, 1 Bath, 1,400 sqft $168,000 $28
High Bridge 3 Beds, 2 Baths, 1,350 sqft $110,000 $53
Jeffersonville 3 Beds, 2 Baths, 2,330 sqft $235,000 $75
Briarwood 2 Beds, 1 Bath, 1,370 sqft $91,000 $42
Warsaw 2 Beds, 1 Bath, 1,410 sqft $150,000 $47
Gravel Switch 2 Beds, 1 Bath, 1,030 sqft $129,000 $30
Georgetown 3 Beds, 2 Baths, 2,370 sqft $297,000 $98
Buckner 4 Beds, 1 Bath, 3,010 sqft $423,000 $131
Mount Washington 4 Beds, 3 Baths, 2,540 sqft $368,000 $107

If your Midway, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Midway:

Claim Typical Claim Amount
WATERCRAFT $12,000
WIND $4,500
OPTIONAL COVERAGE LOSSES $11,000

Your Midway, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Poland Insurance Agency Inc., 101 markham drive, Georgetown, KY, 40324-2004 (502) 868-1084
  • Liberty Mutual Independent: Chenault & Hoge Inc, 326 saint clair st, Frankfort, KY, 40601 (502) 875-2244
  • Travelers: Houlihan Insurance Agency Llc, 337 e high st, Lexington, KY, 40507
  • Liberty Mutual: Brian W. Clark, 3288 eagle view ln ste 190, Lexington, KY, 40509 1-859-223-1313
  • State Farm: Roger Baker, 269 regency cir ste 2, Lexington, KY, 40503-2352 859-276-4422

Your Background Impacts Your Home Insurance Quotes

Here is a list of Midway, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $210
Unemployed 550-599 Credit Score <$25,000 1 Pet, Smoker $760
Full Time Job 650-699 Credit Score $75 to $100,000 No Pets, Non-Smoker $1,230