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The issues listed mainly affect Shopville, KY Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Shopville, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Shopville, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Shopville 2 Beds, 1 Bath, 1420 sqft $70,000 $21
Mill Springs 4 Beds, 3 Baths, 1,680 sqft $108,000 $50
Sturgeon 3 Beds, 2 Baths, 1,810 sqft $75,000 $25
Oneida 2 Beds, 1 Bath, 1,460 sqft $108,000 $21
Siler 2 Beds, 1 Bath, 1,240 sqft $67,000 $29
Pine Knot 4 Beds, 2 Baths, 2,830 sqft $116,000 $84
East Bernstadt 3 Beds, 2 Baths, 2,130 sqft $150,000 $42
London 3 Beds, 1 Bath, 1,650 sqft $139,000 $28
Dividing Ridge 2 Beds, 1 Bath, 1,760 sqft $111,000 $29
Co-operative 2 Beds, 1 Bath, 1,030 sqft $69,000 $23
Bryantsville 4 Beds, 2 Baths, 2,240 sqft $115,000 $46
Williamsburg 2 Beds, 1 Bath, 1,500 sqft $89,000 $36
Shopville 4 Beds, 3 Baths, 2,470 sqft $109,000 $65
Lee 4 Beds, 2 Baths, 2,730 sqft $145,000 $63
Whitley City 4 Beds, 1 Bath, 3,280 sqft $163,000 $85
Berea 3 Beds, 1 Bath, 1,440 sqft $73,000 $40
Dewitt 2 Beds, 1 Bath, 1,090 sqft $60,000 $27
Crab Orchard 3 Beds, 2 Baths, 1,730 sqft $116,000 $31
Burning Springs 2 Beds, 1 Bath, 1,220 sqft $71,000 $31
Nicholasville 2 Beds, 1 Bath, 1,320 sqft $70,000 $35
Mount Victory 3 Beds, 2 Baths, 1,340 sqft $77,000 $22

If your Shopville, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Shopville:

Claim Typical Claim Amount
THEFT/BURGLARY $3,500
FIRE $42,500
WATERCRAFT $12,000

Your Shopville, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Gary A. Campbell Insurance Agency Inc., 601 hwy 192 w, London, KY, 40744 (606) 878-0010
  • Liberty Mutual Independent: Cumberland Valley Ins Mgt Inc, 412 n broad st, London, KY, 40741 (606) 878-9110
  • Travelers: Pearson & Barnes Insurance Llc, 429 ogden st. ste 2, Somerset, KY, 42501
  • State Farm: Kevin Stewart, 1126 south highway 27, Somerset, KY, 42501-3523 606-678-4056
  • Allstate: Charles Cromer, 115 c v b dr ste 8, London, KY, 40741 (606) 877-4663

Your Background Impacts Your Home Insurance Quotes

Here is a list of Shopville, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score <$25,000 1 Pet, Smoker $420
Freelancer 650-699 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $220
Full Time Job 700-749 Credit Score $75 to $100,000 2 Pets, Non-Smoker $80