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This startling study about Tracy, KY Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Tracy, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Tracy, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Tracy 3 Beds, 1 Bath, 1800 sqft $137,000 $65
Columbia 3 Beds, 1 Bath, 1,780 sqft $146,000 $65
Temple Hill 3 Beds, 2 Baths, 2,220 sqft $127,000 $43
Mammoth Cave 4 Beds, 2 Baths, 2,420 sqft $176,000 $72
Horse Cave 2 Beds, 1 Bath, 1,300 sqft $112,000 $39
Girkin 3 Beds, 1 Bath, 1,300 sqft $129,000 $43
Tompkinsville 2 Beds, 1 Bath, 1,100 sqft $82,000 $20
Fountain Run 2 Beds, 1 Bath, 920 sqft $72,000 $18
Magnolia 2 Beds, 1 Bath, 1,400 sqft $65,000 $48
White Oak 4 Beds, 2 Baths, 1,780 sqft $160,000 $63
Burkesville 3 Beds, 2 Baths, 2,210 sqft $226,000 $75
Leitchfield 4 Beds, 2 Baths, 3,220 sqft $214,000 $104
Alvaton 2 Beds, 1 Bath, 1,330 sqft $76,000 $21
Castalian Springs, TN 2 Beds, 1 Bath, 1,780 sqft $104,000 $49
Caneyville 2 Beds, 1 Bath, 1,450 sqft $129,000 $41
Lebanon, TN 3 Beds, 2 Baths, 1,660 sqft $163,000 $45
Livingston, TN 2 Beds, 1 Bath, 1,740 sqft $163,000 $56
Halfway 4 Beds, 3 Baths, 1,740 sqft $160,000 $48
Carthage, TN 4 Beds, 2 Baths, 2,170 sqft $144,000 $65
Mount Hermon 4 Beds, 1 Bath, 3,060 sqft $184,000 $105
South Carthage, TN 2 Beds, 1 Bath, 1,220 sqft $107,000 $31

If your Tracy, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Tracy:

Claim Typical Claim Amount
WATERCRAFT $12,000
LIABILITY (ALL OTHER) $27,000
SMOKE $9,500

Your Tracy, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Tompkinsville Insurance Agency, 910 north main st, Tompkinsville, KY, 42167 270-487-9157
  • State Farm: Chris Short, 305 happy valley rd, Glasgow, KY, 42141-1535 270-651-5433
  • Allstate: Jennifer Jewell, 103 w public square, Glasgow, KY, 42141 (270) 651-6655
  • Liberty Mutual Independent: Glasgow Insurance Agency, 318 s green st, Glasgow, KY, 42141 (270) 651-8824
  • Travelers: Manion Insurance Agency Inc, 605a happy valley rd, Glasgow, KY, 42141 270-651-5723

Your Background Impacts Your Home Insurance Quotes

Here is a list of Tracy, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $100 to $150,000 3 Pets, Smoker $370
Part Time Job 800-850 Credit Score $25 to 50,000 No Pets, Non-Smoker $490
Unemployed Up to 499 Credit Score No Income More than 3 Pets at home, Non-Smoker $710