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The variables explained here drive your Sonora, KY Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Sonora, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Sonora, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Sonora 3 Beds, 1 Bath, 1550 sqft $138,000 $36
New Hope 2 Beds, 1 Bath, 1,360 sqft $105,000 $30
Greensburg 3 Beds, 1 Bath, 1,790 sqft $129,000 $51
Hodgenville 4 Beds, 1 Bath, 2,310 sqft $195,000 $57
Magnolia 4 Beds, 1 Bath, 1,780 sqft $160,000 $66
Smiths Grove 4 Beds, 2 Baths, 1,790 sqft $108,000 $36
Summer Shade 4 Beds, 2 Baths, 3,050 sqft $160,000 $51
Mannsville 2 Beds, 1 Bath, 1,300 sqft $99,000 $28
Center 3 Beds, 2 Baths, 2,320 sqft $170,000 $46
Cloverport 3 Beds, 2 Baths, 1,830 sqft $124,000 $35
Brooks 4 Beds, 2 Baths, 2,780 sqft $199,000 $53
Campbellsville 4 Beds, 2 Baths, 2,340 sqft $220,000 $39
Lynnview 3 Beds, 2 Baths, 2,070 sqft $117,000 $57
West Point 3 Beds, 2 Baths, 1,290 sqft $97,000 $32
Upton 3 Beds, 2 Baths, 1,680 sqft $127,000 $43
Chaplin 3 Beds, 1 Bath, 1,560 sqft $135,000 $59
Bloomfield 2 Beds, 1 Bath, 1,090 sqft $83,000 $35
Short Creek 4 Beds, 3 Baths, 1,870 sqft $121,000 $47
Brandenburg 4 Beds, 3 Baths, 2,700 sqft $171,000 $53
Hardinsburg 4 Beds, 2 Baths, 3,290 sqft $220,000 $75
Sunfish 3 Beds, 1 Bath, 1,250 sqft $86,000 $29

If your Sonora, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Sonora:

Claim Typical Claim Amount
THEFT/BURGLARY $3,500
WATERCRAFT $12,000
FIRE $42,500

Your Sonora, KY insurance agent (see examples below) can help with your claims.

  • Travelers: J W Sacca Inc, 303 main st, Munfordville, KY, 42765 270-524-2621
  • State Farm: Neil Atcher, 1611 n dixie hwy ste 102, Elizabethtown, KY, 42701-7464 270-737-2255
  • Allstate: Will Sacca, 303 main st po box 98, Munfordville, KY, 42765 (270) 524-2621
  • Nationwide: Stephanie Heather Carter, 2883 campbellsville rd, Hodgenville, KY, 42748 (270) 358-3533
  • Liberty Mutual Independent: Kinkade-Cornell Ins Agcy Inc, 502 s main st, Leitchfield, KY, 42754 (270) 259-5465

Your Background Impacts Your Home Insurance Quotes

Here is a list of Sonora, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score $25 to 50,000 3 Pets, Smoker $230
Full Time Job 750-799 Credit Score $75 to $100,000 No Pets, Non-Smoker $530
Unemployed 700-749 Credit Score <$25,000 1 Pet, Smoker $120