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This startling study about St. Mary, KY Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in St. Mary, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for St. Mary, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
St. Mary 2 Beds, 1 Bath, 1170 sqft $121,000 $45
Lincolnshire 3 Beds, 2 Baths, 2,060 sqft $142,000 $44
Loretto 2 Beds, 1 Bath, 1,480 sqft $87,000 $31
Clarkson 3 Beds, 1 Bath, 1,480 sqft $130,000 $33
Willisburg 3 Beds, 2 Baths, 1,690 sqft $103,000 $49
St. Matthews 4 Beds, 3 Baths, 2,400 sqft $167,000 $53
Louisville 4 Beds, 1 Bath, 2,590 sqft $227,000 $42
Hurstbourne 3 Beds, 1 Bath, 1,570 sqft $112,000 $56
Houston Acres 3 Beds, 2 Baths, 1,980 sqft $179,000 $36
Bryan 3 Beds, 1 Bath, 1,470 sqft $101,000 $35
Bloomfield 4 Beds, 1 Bath, 2,980 sqft $199,000 $66
Norwood 4 Beds, 2 Baths, 2,500 sqft $273,000 $74
New Market 4 Beds, 2 Baths, 2,790 sqft $201,000 $66
Lawrenceburg 2 Beds, 1 Bath, 930 sqft $61,000 $23
Campbellsville 2 Beds, 1 Bath, 1,420 sqft $144,000 $65
Harrisonville 2 Beds, 1 Bath, 1,070 sqft $56,000 $31
Perryville 3 Beds, 2 Baths, 1,430 sqft $82,000 $34
Sycamore 2 Beds, 1 Bath, 1,070 sqft $106,000 $55
Bellemeade 4 Beds, 3 Baths, 1,610 sqft $158,000 $49
Upton 2 Beds, 1 Bath, 940 sqft $60,000 $31
Saloma 4 Beds, 2 Baths, 2,670 sqft $285,000 $52

If your St. Mary, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in St. Mary:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,500
OPTIONAL COVERAGE LOSSES $11,000
LIABILITY (ALL OTHER) $27,000

Your St. Mary, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Larue Insurance Inc, 1297 springfield road, Bardstown, KY, 40004 502-348-0050
  • State Farm: Ken Keltner, 1002 e broadway st ste b, Campbellsvlle, KY, 42718-1510 270-465-2801
  • Allstate: Burkholder Company, 311 e broadway st, Campbellsville, KY, 42718 (270) 465-8101
  • Nationwide: Kimberly Jo Cheek, 608 bloomfield road, Bardstown, KY, 40004-2022 (502) 348-3113
  • Liberty Mutual Independent: Reed Brothers Insurance Agency, Inc., 300 north bypass, Campbellsville, KY, 42718

Your Background Impacts Your Home Insurance Quotes

Here is a list of St. Mary, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Non-Smoker $580
Retired Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $280
Freelancer 700-749 Credit Score >$150,000 1 Pet, Smoker $170