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Given here are some important aspects of your Sturgis, KY Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Sturgis, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Sturgis, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Sturgis 4 Beds, 3 Baths, 2350 sqft $135,000 $63
Hanson 4 Beds, 2 Baths, 3,380 sqft $173,000 $77
Newburgh, IN 2 Beds, 1 Bath, 1,490 sqft $79,000 $19
Gold Hill, IL 2 Beds, 1 Bath, 910 sqft $39,000 $16
Georges Creek, IL 4 Beds, 1 Bath, 3,360 sqft $128,000 $65
Pigeon, IN 4 Beds, 3 Baths, 3,080 sqft $171,000 $62
Greenville 4 Beds, 1 Bath, 3,110 sqft $186,000 $69
Gilbertsville 2 Beds, 1 Bath, 1,490 sqft $96,000 $29
Bowlesville, IL 3 Beds, 2 Baths, 1,460 sqft $55,000 $34
Shawneetown, IL 4 Beds, 3 Baths, 2,630 sqft $139,000 $53
North Fork, IL 3 Beds, 1 Bath, 1,610 sqft $107,000 $42
Old Shawneetown, IL 4 Beds, 2 Baths, 3,280 sqft $163,000 $38
Harmony, IN 4 Beds, 2 Baths, 2,590 sqft $116,000 $44
Webster No. 5, IL 2 Beds, 1 Bath, 1,550 sqft $77,000 $35
Elberfeld, IN 4 Beds, 1 Bath, 2,910 sqft $211,000 $78
Hatfield, IN 4 Beds, 2 Baths, 1,730 sqft $123,000 $27
Crossville, IL 2 Beds, 1 Bath, 1,550 sqft $70,000 $31
Grand Rivers 4 Beds, 3 Baths, 3,040 sqft $165,000 $81
Burna 2 Beds, 1 Bath, 1,110 sqft $73,000 $14
Robards 2 Beds, 1 Bath, 990 sqft $64,000 $25
Carrsville 4 Beds, 3 Baths, 1,790 sqft $120,000 $30

If your Sturgis, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Sturgis:

Claim Typical Claim Amount
SMOKE $9,500
WATER DAMAGE $6,000
OPTIONAL COVERAGE LOSSES $11,000

Your Sturgis, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Thornsberry Insurance Agency Inc, 624 adam st, Sturgis, KY, 42459
  • State Farm: Tom Potter, 402 w gum st, Marion, KY, 42064-1539 270-965-2284
  • Allstate: Partners Insurance Agency Llc, 221 east bellville street, Marion, KY, 42064
  • Nationwide: Thomas L Crumrine, 104 e main st, Morganfield, KY, 42437 (270) 997-4036
  • Farmers: Larry Uselton, 289 n lincoln blvd w, Shawneetown, IL, 62984 (618) 269-4600

Your Background Impacts Your Home Insurance Quotes

Here is a list of Sturgis, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score <$25,000 2 Pets, Smoker $440
Unemployed Up to 499 Credit Score No Income No Pets, Smoker $390
Full Time Job 500-549 Credit Score $100 to $150,000 3 Pets, Smoker $140