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Given here are some important aspects of your Olive Hill, KY Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Olive Hill, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Olive Hill, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Olive Hill 2 Beds, 1 Bath, 1080 sqft $71,000 $21
Fort Gay, WV 2 Beds, 1 Bath, 1,270 sqft $81,000 $23
Paintsville 2 Beds, 1 Bath, 1,770 sqft $142,000 $29
Petersville 2 Beds, 1 Bath, 1,420 sqft $87,000 $35
Carlisle 4 Beds, 1 Bath, 3,060 sqft $197,000 $79
Concord 4 Beds, 3 Baths, 2,470 sqft $109,000 $53
Ashland 4 Beds, 3 Baths, 1,960 sqft $139,000 $46
Portsmouth, OH 4 Beds, 1 Bath, 2,960 sqft $124,000 $60
West Portsmouth, OH 4 Beds, 3 Baths, 1,700 sqft $88,000 $32
Seaman, OH 3 Beds, 1 Bath, 2,120 sqft $162,000 $43
Crum, WV 4 Beds, 3 Baths, 2,670 sqft $175,000 $47
Minford, OH 3 Beds, 1 Bath, 2,220 sqft $185,000 $44
Flemingsburg 3 Beds, 1 Bath, 1,960 sqft $137,000 $49
Auxier 3 Beds, 2 Baths, 1,660 sqft $92,000 $39
Valley, OH 4 Beds, 1 Bath, 1,800 sqft $103,000 $37
Clifford 4 Beds, 3 Baths, 2,180 sqft $102,000 $47
Grayson 4 Beds, 2 Baths, 2,550 sqft $211,000 $75
Westmoreland, WV 4 Beds, 1 Bath, 3,080 sqft $253,000 $66
Webbville 4 Beds, 1 Bath, 2,460 sqft $118,000 $53
McDermott, OH 3 Beds, 2 Baths, 1,770 sqft $95,000 $37
Lavalette, WV 2 Beds, 1 Bath, 1,570 sqft $80,000 $23

If your Olive Hill, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Olive Hill:

Claim Typical Claim Amount
FIRE $42,500
LIABILITY (ALL OTHER) $27,000
WIND $4,500

Your Olive Hill, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Trademark Insurance, 264 old flemingsburg road, Morehead, KY, 40351
  • State Farm: Ramona Salyer, 308 horton st ste 1, Grayson, KY, 41143-1599 606-474-8282
  • Allstate: Tom Lykins Ins Inc, 109 w tom hall blvd, Olive Hill, KY, 41164 (606) 286-2991
  • Nationwide: Curtis Daniel Owens, 10 rodburn hollow rd, Morehead, KY, 40351 (606) 784-3575
  • State Farm: Steve Barker, 519 w main st, Morehead, KY, 40351-1539 606-784-8250

Your Background Impacts Your Home Insurance Quotes

Here is a list of Olive Hill, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score <$25,000 1 Pet, Smoker $90
Full Time Job 650-699 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $220
Unemployed Up to 499 Credit Score No Income 2 Pets, Smoker $250