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This fantastic information on Harrodsburg, Kentucky Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Harrodsburg, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Harrodsburg, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Harrodsburg 3 Beds, 2 Baths, 2200 sqft $156,000 $75
Lancaster 3 Beds, 1 Bath, 1,690 sqft $117,000 $52
Boston 2 Beds, 1 Bath, 1,420 sqft $82,000 $32
Harrisonville 3 Beds, 2 Baths, 2,230 sqft $148,000 $50
Eubank 3 Beds, 1 Bath, 1,760 sqft $98,000 $45
West Irvine 2 Beds, 1 Bath, 1,360 sqft $104,000 $48
Fayette 3 Beds, 2 Baths, 1,810 sqft $165,000 $45
Richmond 2 Beds, 1 Bath, 960 sqft $67,000 $19
Middleburg 2 Beds, 1 Bath, 1,070 sqft $96,000 $28
Frankfort 3 Beds, 1 Bath, 1,760 sqft $148,000 $51
Bardstown 3 Beds, 1 Bath, 2,030 sqft $122,000 $53
Stamping Ground 3 Beds, 2 Baths, 1,890 sqft $152,000 $54
Hurstbourne 3 Beds, 2 Baths, 1,710 sqft $163,000 $51
Shepherdsville 3 Beds, 2 Baths, 1,950 sqft $103,000 $42
Lincolnshire 2 Beds, 1 Bath, 1,230 sqft $83,000 $31
Midway 3 Beds, 2 Baths, 1,480 sqft $130,000 $26
Livingston 2 Beds, 1 Bath, 1,510 sqft $108,000 $32
Eminence 2 Beds, 1 Bath, 1,720 sqft $127,000 $26
Woodland Hills 2 Beds, 1 Bath, 1,010 sqft $52,000 $23
Cambridge 3 Beds, 1 Bath, 1,990 sqft $175,000 $68
Keene 3 Beds, 1 Bath, 1,800 sqft $98,000 $68

If your Harrodsburg, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Harrodsburg:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $8,500
FIRE $56,500
LIABILITY (ALL OTHER) $27,000

Your Harrodsburg, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Whitenack Souder Insurance, 204 s main st, Harrodsburg, KY, 40330 859-734-4350
  • State Farm: Charlie Haydon, 130 w depot st, Springfield, KY, 40069-1159 859-481-6009
  • Allstate: Jim Hurst Ins Agy, 208 w main st, Springfield, KY, 40069 (859) 336-9366
  • Nationwide: Donald Brian Darnell, 200 s main st, Harrodsburg, KY, 40330 (859) 605-1455
  • Liberty Mutual Independent: Mcelroy Wharton & Boldrick Inc, 126 e main st, Springfield, KY, 40069 (859) 336-3982

Your Background Impacts Your Home Insurance Quotes

Here is a list of Harrodsburg, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score >$150,000 2 Pets, Smoker $80
Unemployed 750-799 Credit Score <$25,000 3 Pets, Non-Smoker $190
Full Time Job 650-699 Credit Score $75 to $100,000 1 Pet, Non-Smoker $120