ogmer

Read about what causes changes in your Caldwell County, Kentucky Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Caldwell County, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Caldwell County, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Caldwell County 2 Beds, 1 Bath, 1210 sqft $80,000 $27
Paducah 2 Beds, 1 Bath, 1,130 sqft $50,000 $23
Dixon 2 Beds, 1 Bath, 1,190 sqft $51,000 $21
Waverly 3 Beds, 1 Bath, 1,480 sqft $79,000 $41
Rosewood 2 Beds, 1 Bath, 900 sqft $49,000 $21
LaFayette 3 Beds, 1 Bath, 2,150 sqft $172,000 $57
Pembroke 3 Beds, 1 Bath, 1,530 sqft $93,000 $22
White Plains 2 Beds, 1 Bath, 1,650 sqft $73,000 $35
Fairview 2 Beds, 1 Bath, 1,440 sqft $61,000 $32
Metropolis, IL 3 Beds, 2 Baths, 2,270 sqft $128,000 $39
Sacramento 3 Beds, 2 Baths, 1,540 sqft $88,000 $33
Princeton 2 Beds, 1 Bath, 1,410 sqft $76,000 $26
Nebo 2 Beds, 1 Bath, 1,310 sqft $80,000 $27
Murray 2 Beds, 1 Bath, 1,740 sqft $78,000 $22
Robards 3 Beds, 2 Baths, 1,350 sqft $89,000 $37
Old Shawneetown, IL 2 Beds, 1 Bath, 1,160 sqft $49,000 $17
St. Charles 2 Beds, 1 Bath, 1,100 sqft $42,000 $17
Calhoun 2 Beds, 1 Bath, 1,390 sqft $67,000 $29
Kuttawa 3 Beds, 1 Bath, 1,790 sqft $99,000 $41
Drakesboro 2 Beds, 1 Bath, 1,060 sqft $55,000 $24
Ridgway, IL 2 Beds, 1 Bath, 1,670 sqft $107,000 $40

If your Caldwell County, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Caldwell County:

Claim Typical Claim Amount
SMOKE $11,000
FIRE $56,500
WATERCRAFT $12,000

Your Caldwell County, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Lyon County Insurance, po box 560, Eddyville, KY, 42038 270-388-7248
  • State Farm: Tom Potter, 402 w gum st, Marion, KY, 42064-1539 270-965-2284
  • Allstate: Woodall Agency, 110 west washington st, Princeton, KY, 42445
  • Liberty Mutual Independent: Goodwin Insurance Agency Inc, 312 w market st, Princeton, KY, 42445
  • Liberty Mutual Independent: Goodwin Insurance Agency Inc, 312 w market st, Princeton, KY, 42445 (270) 365-9682

Your Background Impacts Your Home Insurance Quotes

Here is a list of Caldwell County, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 No Pets, Smoker $140
Full Time Job 600-649 Credit Score $50 to $75,000 2 Pets, Non-Smoker $90
Retired 550-599 Credit Score <$25,000 1 Pet, Smoker $110