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The issues listed mainly affect Metcalfe County, Kentucky Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Metcalfe County, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Metcalfe County, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Metcalfe County 3 Beds, 2 Baths, 1520 sqft $76,000 $29
Cane Valley 3 Beds, 1 Bath, 2,190 sqft $143,000 $38
Bowling Green 4 Beds, 2 Baths, 1,890 sqft $102,000 $49
Clementsville 2 Beds, 1 Bath, 1,040 sqft $64,000 $25
Burkesville 3 Beds, 1 Bath, 1,400 sqft $89,000 $34
Girkin 4 Beds, 2 Baths, 1,630 sqft $88,000 $29
Greencastle 3 Beds, 2 Baths, 2,360 sqft $116,000 $40
Bransford, TN 4 Beds, 2 Baths, 2,600 sqft $178,000 $65
Gainesboro, TN 3 Beds, 2 Baths, 1,290 sqft $69,000 $25
Buffalo 4 Beds, 3 Baths, 2,130 sqft $119,000 $53
Plum Springs 4 Beds, 2 Baths, 1,830 sqft $127,000 $39
Peytonsburg 3 Beds, 1 Bath, 1,780 sqft $97,000 $27
Bryan 4 Beds, 2 Baths, 2,870 sqft $183,000 $74
Saloma 3 Beds, 2 Baths, 2,170 sqft $176,000 $37
Woodburn 3 Beds, 2 Baths, 1,570 sqft $96,000 $40
Adolphus 4 Beds, 2 Baths, 3,220 sqft $174,000 $94
St. Mary 4 Beds, 1 Bath, 2,210 sqft $129,000 $39
Tracy 3 Beds, 1 Bath, 1,270 sqft $118,000 $28
Casey Creek 2 Beds, 1 Bath, 1,360 sqft $82,000 $33
Horse Cave 3 Beds, 2 Baths, 1,350 sqft $74,000 $32
Temple Hill 3 Beds, 1 Bath, 1,600 sqft $89,000 $30

If your Metcalfe County, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Metcalfe County:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
WATER DAMAGE $5,500
HAIL $6,000

Your Metcalfe County, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Specialty Insurance Agency Inc, 910 n main st, Tompkinsville, KY, 42167 270-487-9157
  • State Farm: Chris Short, 305 happy valley rd, Glasgow, KY, 42141-1535 270-651-5433
  • Allstate: Barger Insurance Agency Inc, 326 public square, ste. 100, Columbia, KY, 42728
  • Nationwide: Garry R Estes Agency, 1115 jamestown street suite 4, Columbia, KY, 42728-1050 (270) 384-9155
  • Liberty Mutual Independent: Glasgow Insurance Agency, 318 s green st, Glasgow, KY, 42141 (270) 651-8824

Your Background Impacts Your Home Insurance Quotes

Here is a list of Metcalfe County, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $320
Full Time Job 750-799 Credit Score $75 to $100,000 No Pets, Non-Smoker $480
Retired Up to 499 Credit Score $25 to 50,000 3 Pets, Non-Smoker $350