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The issues listed mainly affect Middletown, Kentucky Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Middletown, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Middletown, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Middletown 3 Beds, 1 Bath, 2130 sqft $154,000 $70
Madison, IN 4 Beds, 2 Baths, 2,400 sqft $297,000 $97
Anderson 3 Beds, 2 Baths, 1,660 sqft $176,000 $52
Louisville Central 2 Beds, 1 Bath, 1,700 sqft $171,000 $66
Floyds Fork 3 Beds, 2 Baths, 1,990 sqft $244,000 $81
Vevay, IN 4 Beds, 3 Baths, 3,230 sqft $268,000 $80
Saluda, IN 2 Beds, 1 Bath, 1,410 sqft $219,000 $84
Charlestown, IN 2 Beds, 1 Bath, 1,200 sqft $132,000 $33
Hillview 2 Beds, 1 Bath, 1,610 sqft $173,000 $73
Graymoor-Devondale 3 Beds, 1 Bath, 1,230 sqft $151,000 $54
Louisville 2 Beds, 1 Bath, 930 sqft $117,000 $41
Meadowview Estates 2 Beds, 1 Bath, 1,120 sqft $108,000 $41
Hurstbourne Acres 4 Beds, 2 Baths, 2,130 sqft $212,000 $54
Greenville, IN 4 Beds, 3 Baths, 3,030 sqft $417,000 $114
Brownsboro Village 3 Beds, 2 Baths, 1,640 sqft $193,000 $60
Austin, IN 3 Beds, 1 Bath, 1,970 sqft $219,000 $55
Florence, IN 2 Beds, 1 Bath, 1,350 sqft $120,000 $51
Mount Washington 2 Beds, 1 Bath, 910 sqft $91,000 $36
Seneca Gardens 3 Beds, 2 Baths, 1,400 sqft $136,000 $34
Lyndon 2 Beds, 1 Bath, 1,660 sqft $191,000 $42
Louisville/Jefferson County metro government 4 Beds, 3 Baths, 3,390 sqft $264,000 $115

If your Middletown, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Middletown:

Claim Typical Claim Amount
FIRE $56,500
THEFT/BURGLARY $3,000
WATER DAMAGE $5,500

Your Middletown, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Christopher James Parsons Agency, 10300 brookridge villiage blvd ste 103, Louisville, KY, 40291-4474 (502) 239-5054
  • Liberty Mutual Independent: Garrett-Stotz Company, 1601 alliant avenue (502) 415-7000 louisville, Jeffersontown, KY, 40299 (502) 912-9314
  • Travelers: Diversified Insurance Group, 1602 e 8th street, Jeffersonville, IN, 47130 Phone: 812-283-3500
  • Farmers: Anthony Bennett, 3303 plaza dr ste 1, New Albany, IN, 47150 (812) 945-1500
  • Liberty Mutual: Anne Adair, 101 bullitt lane suite 105, Louisville, KY, 40222 1-502-489-9671

Your Background Impacts Your Home Insurance Quotes

Here is a list of Middletown, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 3 Pets, Non-Smoker $620
Full Time Job Up to 499 Credit Score $100 to $150,000 2 Pets, Smoker $580
Freelancer 700-749 Credit Score <$25,000 1 Pet, Smoker $760