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The issues listed mainly affect Smithland, Kentucky Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Smithland, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Smithland, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Smithland 2 Beds, 1 Bath, 1250 sqft $93,000 $30
Carrier Mills, IL 2 Beds, 1 Bath, 1,580 sqft $97,000 $45
Rock, IL 2 Beds, 1 Bath, 1,240 sqft $80,000 $26
Webster No. 5, IL 2 Beds, 1 Bath, 1,610 sqft $127,000 $45
Blandville 2 Beds, 1 Bath, 1,620 sqft $103,000 $48
Bandana 3 Beds, 1 Bath, 1,800 sqft $122,000 $65
Clinton 2 Beds, 1 Bath, 1,500 sqft $95,000 $25
Wetaug, IL 3 Beds, 1 Bath, 2,150 sqft $107,000 $40
Grand Chain, IL 3 Beds, 2 Baths, 2,240 sqft $178,000 $55
Lovelaceville 2 Beds, 1 Bath, 1,460 sqft $108,000 $36
Villa Ridge, IL 2 Beds, 1 Bath, 1,430 sqft $80,000 $33
Cave-In-Rock, IL 3 Beds, 1 Bath, 2,360 sqft $162,000 $38
Earlington 2 Beds, 1 Bath, 1,080 sqft $71,000 $24
Georges Creek, IL 2 Beds, 1 Bath, 1,010 sqft $78,000 $17
Dexter 3 Beds, 1 Bath, 1,440 sqft $109,000 $35
Metropolis, IL 3 Beds, 1 Bath, 1,610 sqft $91,000 $31
Crittenden 2 Beds, 1 Bath, 1,170 sqft $67,000 $32
Hillerman, IL 3 Beds, 2 Baths, 1,450 sqft $83,000 $34
Bowlesville, IL 2 Beds, 1 Bath, 900 sqft $81,000 $40
Eagle Creek, IL 2 Beds, 1 Bath, 1,310 sqft $73,000 $32
Crittenden 3 Beds, 2 Baths, 2,350 sqft $145,000 $68

If your Smithland, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Smithland:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
PHYSICAL DAMAGE $3,000
WIND $5,500

Your Smithland, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Steve Ward Vasseur Agency, 2500 jackson st, Paducah, KY, 42003-3852 (270) 442-4546
  • Liberty Mutual Independent: Peel And Holland Inc, 1120 main st, Benton, KY, 42025 (270) 527-8621
  • Travelers: Joyce Vasseur, 2500 jackson street, Paducah, KY, 42003 270-442-4546
  • State Farm: Adam Ford, 2601 jackson st, Paducah, KY, 42003-3853 270-442-1123
  • Allstate: Morgan Trevathan & Gunn Inc, 106 e 12th st, Benton, KY, 42025 270-527-6200

Your Background Impacts Your Home Insurance Quotes

Here is a list of Smithland, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $100 to $150,000 No Pets, Smoker $180
Part Time Job 750-799 Credit Score $25 to 50,000 3 Pets, Non-Smoker $110
Unemployed 550-599 Credit Score No Income 1 Pet, Non-Smoker $150