In Depth Analysis of Cumberland County, Kentucky Home Insurance Rates to get you a leg up in your negotiations after you get quotes.
Here is a list of replacement costs & home insurance for Cumberland County, KY & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Cumberland County | 2 Beds, 1 Bath, 1240 sqft | $52,000 | $38 |
| Munfordville | 2 Beds, 1 Bath, 1,590 sqft | $84,000 | $29 |
| Holland | 3 Beds, 2 Baths, 2,300 sqft | $184,000 | $64 |
| Baxter, TN | 3 Beds, 2 Baths, 1,620 sqft | $107,000 | $21 |
| Red Boiling Springs, TN | 4 Beds, 1 Bath, 3,060 sqft | $160,000 | $59 |
| Park City | 4 Beds, 2 Baths, 3,260 sqft | $234,000 | $95 |
| Settle | 4 Beds, 2 Baths, 2,860 sqft | $110,000 | $36 |
| Science Hill | 3 Beds, 2 Baths, 2,390 sqft | $103,000 | $62 |
| Cookeville, TN | 4 Beds, 3 Baths, 1,620 sqft | $83,000 | $37 |
| Dunnville | 3 Beds, 1 Bath, 1,680 sqft | $120,000 | $30 |
| Rocky Hill | 3 Beds, 2 Baths, 1,950 sqft | $116,000 | $32 |
| Coopersville | 2 Beds, 1 Bath, 1,000 sqft | $62,000 | $23 |
| Hammonville | 3 Beds, 1 Bath, 2,060 sqft | $129,000 | $31 |
| Monticello | 4 Beds, 3 Baths, 2,070 sqft | $121,000 | $41 |
| Tompkinsville | 4 Beds, 2 Baths, 3,090 sqft | $144,000 | $61 |
| Co-operative | 3 Beds, 1 Bath, 2,150 sqft | $175,000 | $47 |
| Livingston, TN | 3 Beds, 1 Bath, 2,230 sqft | $146,000 | $29 |
| Byrdstown, TN | 2 Beds, 1 Bath, 1,120 sqft | $71,000 | $25 |
| Dodson Branch, TN | 3 Beds, 2 Baths, 2,300 sqft | $110,000 | $32 |
| Greensburg | 3 Beds, 2 Baths, 1,890 sqft | $90,000 | $26 |
| Mount Hermon | 4 Beds, 1 Bath, 2,200 sqft | $126,000 | $48 |
Here are some typical claims filed in Cumberland County:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $5,500 |
| LIABILITY (ALL OTHER) | $27,000 |
| WATERCRAFT | $12,000 |
Your Cumberland County, KY insurance agent (see examples below) can help with your claims.
Here is a list of Cumberland County, KY homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 700-749 Credit Score | >$150,000 | More than 3 Pets at home, Smoker | $340 |
| Part Time Job | 600-649 Credit Score | <$25,000 | 2 Pets, Non-Smoker | $480 |
| Retired | Up to 499 Credit Score | <$25,000 | 3 Pets, Smoker | $240 |